23 Wildberry Way
Travelers Rest, SC 29690
4 beds · 2 baths · -- sqft
$425,000
Get prequalifiedAbout this home
Didn't get what you really wanted for Christmas.... this is it. This wonderful 4-bedroom, 2-bathroom home is just what you are looking for. Located in a one street cul-de-sac neighborhood, on a lot that is over half an acre....this beauty is ready for you to come make it your own. When you step inside you are entering a very large living room that was made for entertaining. The kitchen is perfect for cooks and bakers alike with the ample countertop space. Yes, 2 or 3 cooks can definitely wok together in this kitchen! Next to the kitchen is the dining room made for dinner parties or barbecues. It is large enough to hold a table that will easily seat 12 for dinner. The primary suite and the laundry room are on the main floor, so no steps to climb for mom and dad! Upstairs you will find 3 additional bedrooms; two of them are the exact same size, so no fighting over them with the kiddos. Or make one a fantastic craft room. The third room is HUGE and would be a great room for 2 kids to share, a college kid (with a bed, desk, and sofa), or better yet -- turn it into a media room for the family to enjoy movie nights. This home located at 23 Wildberry Way is perfect for anyone.... you just need to make an appointment to come see this wonderful home for yourself.
Source: GREENVILLESC #1542026
5-year savings
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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