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217 Tremain Dr

Hinesville, GA 31313

4 beds · 3 baths · 3,421 sqft

$499,900

$1,927/mo at 3.89% with Roam

$2,177/mo at 7% with a bank loan

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About this home

BACK ON THE MARKET AT NO FAULT TO THE SELLER! This spacious 4-bedroom, 3.5-bathroom gem is nestled in the heart of Hinesville, offering both comfort and elegance, perfect for those seeking serene living near Fort Stewart. Tucked away in a secluded location with only one access point to the neighborhood, this home provides enhanced privacy and security. It features a large screened-in porch, perfect for enjoying Georgia's warm weather year-round. Inside, you'll find a thoughtfully designed layout, including a formal dining room and an eat-in kitchen, ideal for both gatherings and casual family meals. The cozy living room, centered around a beautiful fireplace, creates a warm and inviting atmosphere for relaxation. The master suite is a true retreat, featuring separate vanities and a luxurious soaking tub, perfect for unwinding. Additional spacious bedrooms and updated bathrooms ensure comfort for the entire family. The home also boasts new appliances and is equipped with a generator, ensuring you're always prepared. Outside, you'll enjoy the benefits of new weatherproof composite decking and a large yard with plenty of space for outdoor activities. The 4-car garage adds extra convenience for storage or parking multiple vehicles. This home combines charm, functionality, and many modern upgrades, making it a must-see!

3,421 sqft
0.88 acres
Single Family
Built in 1998

Source: GAMLS #10377722

5-year savings

Compared to a conventional mortgage
Roam
Bank
Principal & interest
$1,238
$1,488
Property taxes
-
-
Mortgage insurance
-
-
Home insurance
-
-
HOA fees
-
-
Monthly total
$1,927
$2,177
5-year total
$115,655
$130,621
Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Apr 14, 2025 07:59 pm
Listing agent: Jimmy Shanken (912) 977-4733
Listing provided courtesy of: Coldwell Banker Southern Coast (912) 368-4300
Details provided by GAMLS and may not match the public record.
MLS ID: #10377722
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2025 GAMLS. All rights reserved.
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