2128 Turner Church Rd, Mcdonough, GA 30252
4 beds · 3 baths · 2,930 sqft sqft
Welcome to this exquisite 4-bedroom, 3-bathroom home, complete with a bonus room, media room, and sunroom, situated in an exclusive enclave of just six homes. This meticulously maintained residence offers expansive space and luxurious amenities, ideal for both comfortable living and entertaining. Upon entering, you'll be welcomed by a grand two-story foyer that flows into an expansive open-concept living area. The seamless design connects the elegant living room to a kitchen featuring a breakfast bar, pristine white cabinets, and stainless steel appliancesCoperfect for hosting family and friends. The main level showcases luxury LPV flooring throughout, a versatile bonus room that could serve as a guest suite, office, or playroom, and a serene sunroom with breathtaking lake views, offering a peaceful retreat year-round. Upstairs, the primary suite is a haven of relaxation with its sitting area, vaulted ceilings, and a spa-like en-suite bathroom, complete with modern finishes and a generous walk-in closet. The upper level also includes a dedicated media room for movie nights or game days, along with three additional bedrooms that offer ample space for family, guests, or a home office. The exterior features a beautifully landscaped yard with a generous front porch, covered patio, ample parking, and a two-car garage. Outdoor Oasis Awaits! Enjoy the tranquility of the lake view, perfect for outdoor activities or simply appreciating the natural beauty of this exceptional home.
Source: GAMLS #10383393
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10383393
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10383393
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.