212 Webster Lake Dr, Temple, GA 30179
4 beds · 3 baths · 3,110 sqft sqft
Welcome to this stunning Timberlake plan- a 4-bedroom, 3-full bath home nestled in the serene Temple area. Spanning 3000 square feet, this residence offers a spacious and inviting atmosphere perfect for modern living. Upon entering, you're greeted by a generous foyer leading to a sophisticated dining room on the left and an airy open room on the right, that could be utilized as an office/playroom/media room. The heart of the home boasts an exceptionally large open concept, where the family room seamlessly flows into the kitchen. This area is ideal for gatherings and everyday living, with updated features including floating shelves, contemporary paint tones, and stylish lighting. The main level also features an additional bedroom and full bath, providing flexibility and convenience. Upstairs, a large bonus room/game room suite awaits, offering versatile space for entertainment or relaxation. The owner's suite is a retreat unto itself, complete with a spacious bath and a large walk-in closet. Two additional bedrooms and another full bath complete this level, ensuring comfort and privacy for all. Situated on an oversized lot within the development, the backyard offers ample space for family activities, outdoor enjoyment, and entertaining guests. The two car garage also offers ample space as well. Don't miss out on this stunning home that combines modern updates with spacious living areas, making it the perfect place to call home in Temple. Schedule your showing today!
Source: GAMLS #10330950
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10330950
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10330950
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.