2108 S Wall Ave, Tyler, TX 75701
3 beds · 3 baths · 2,498 sqft
Welcome to your new home in the heart of Tyler, TX, where timeless charm meets modern convenience in a thoughtfully crafted blend of contemporary, mid-century, and rustic industrial design. This 3-bedroom, 2.5-bathroom smart home is tailored for those who appreciate both style and functionality, featuring a home office or den for added versatility. Step inside to a warm, welcoming foyer with a built-in bar, perfect for entertaining guests, leading into spacious living areas that showcase striking concrete-finished walls and ceilings. This unique finish brings a sophisticated, textured look that balances modern minimalism with industrial appeal. The open-concept living room is centered around a stunning brick and concrete fireplace, adding warmth and character to the main living space. The chef’s kitchen is a culinary dream, equipped with stainless steel gas appliances, open shelving, two sinks—one specifically for prepping—and contemporary finishes. Each of the three generously sized bedrooms offers ample comfort, with the primary suite featuring an updated bathroom that includes a stand-up tiled shower with in-shower lighting and wall jets for a spa-like experience. Control the home’s major features effortlessly with smart home technology, adding convenience and efficiency. Outside, unwind in the new heated saltwater pool, or host gatherings on the open deck and covered patio. The fully fenced backyard provides privacy, while the two-car garage and large utility room offer additional convenience. Recent updates add value and peace of mind, including anew roof, HVAC work and electrical upgrades, a new front porch, new plumbing flex pipe, and newly restored wood flooring throughout. Ambient lighting in each room creates a cozy, welcoming atmosphere, while still allowing room for your personal touch. Experience the charm, character, and unmatched style of this unique home in Tyler, Texas. Don’t miss the opportunity to make this extraordinary home yours.
Source: NTREIS #20776829
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20776829
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20776829
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.