203 Durden Park Row
Blythewood, SC 29016
5 beds · 5 baths · -- sqft
$399,999
Get prequalifiedAbout this home
OPEN HOUSE SUNDAY NOVEMBER 10TH FROM 12PM-2PM. Welcome to 203 Durden Park Row located in the sought after Stonington Estates neighborhood of Blythewood. This home features 5 bedrooms, 3 full bathrooms and 2 half bathrooms. The moment you enter in, you are greeted by gleaming hardwood floors that adds warmth and sophistication. With ample space this home ensures that everyone has their own private sanctuary. The formal dining room is a showstopper, featuring elegant architectural columns and molding that create ambiance for dinners and special occasions. Spacious eat-in kitchen has granite countertops, stainless steel appliances, and large pantry. The cozy living room is inviting featuring a gas fireplace, built in shelves and French doors that lead you to the back porch and yard. Enjoy the convenience and privacy of a master suite on the main floor complete with dual closet and a large en suite with double sinks and a separate watering closet. The 4 other spacious rooms are all located upstairs. A private staircase leads you up to the large bonus/flex space with wet bar, mini fridge and half bath, perfect for a playroom, theater or whatever your heart desires. The backyard is a child's dream with a CedarWorks top of the line playset and is bordered by a conservation easement. Enjoy your morning coffee on the front or back covered porch to start your day. This community offers a playground, clubhouse, many green spaces and a pool. With the convenience of being only minutes from downtown Blythewood with it's charming shops, restaurants, and community events. The only thing this home is missing is you! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #587060
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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