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20234 Lagente Cir

Venice, FL 34293

3 beds · 3 baths · 1,949 sqft

$299,986

$1,910/mo at 2.73% with Roam

$2,329/mo at 7% with a bank loan

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About this home

One or more photo(s) has been virtually staged. Discover refined townhome living at an ATTAINABLE PRICE in a community renowned for its resort-style living. Gran Paradiso provides a serene escape while enjoying convenient proximity to the dynamic offerings of Venice and Wellen Park. Through the grand gates, this Tuscan-inspired community begins with the clubhouse and community center featuring a state of the art fitness center, aerobics/yoga studio, game rooms, billiards, library, and locker rooms with sauna and steam rooms. Outside enjoy the zero-entry pool, tennis and pickle ball courts, a playground, and walking/bike trails through this 1000+ acre community filled with nature, preserves and lakes. Your private refuge is a 3BR/2.5-Bath, open-concept townhome: this property is an OUTSTANDING VALUE, featuring upgrades and extras that clearly set it apart. Impeccably maintained, this one-owner home was never used as a rental, and it shows. FEATURES YOU'LL LOVE: Open and airy, with lots of natural light, crown molding, volume ceilings and oversized tiles on the diagonal. The gourmet kitchen features a PREMIUM STONE BACKSPASH, upgraded stainless steel appliances, granite countertops and large pantry. UNDER AND OVER-CABINET LIGHTING enhance the upscale atmosphere. The spacious entry-level also has under-the-stairs storage and a convenient HALF-BATH. Double-glass sliders lead out to a view of the serene lake from the lanai, which also has a storage closet for included hurricane shutters and other items. The lanai can be extended with approval. Additional UPGRADES include custom fans in the living room, lanai, and all three bedrooms, premium Berber carpeting upstairs, hot water circulating system, water softener/filtration system and HVAC UV light for clean air. Bedrooms are located upstairs, as is the laundry for convenience. The primary suite is an oasis, with water views, a reading nook, dual walk-in closets, tiled shower, double vanity, and private WC in the ensuite bath. The second and third bedrooms have plenty of space for family or guests, one with an extended entry and walk-in closet, and another that could be a great craft room or home OFFICE. An attached, oversized garage provides even more storage with sturdy, industrial shelving. HOA dues include HIGH SPEED INTERNET and CABLE TV, lawn and yard care, exterior paint and preventive pest control and more, as well as the many 5-star amenities and a full calendar of events and activities. Gran Paradiso is conveniently located near restaurants, shopping, medical facilities, schools and services. The Atlanta Braves Spring Training facility at Cool Today Park and the new Costco are minutes away, as is Downtown Wellen Park, with restaurants, shops, music and farmer's market, lake and trails. The new HCA Florida Wellen Park medical facility is coming soon. Historic downtown Venice and our renowned Gulf Coast beaches are a short drive, and if you’re heading out of town, it’s 5 miles to Interstate 75. Schedule a showing to see this lovely home today! Exclusive Gulf Coast Living starts here.

1,949 sqft
2,398.0 sqft
Townhouse
Built in 2018

Source: STELLAR #N6136476

5-year savings

Compared to a conventional mortgage
Roam
Bank
Principal & interest
$870
$1,289
Property taxes
-
-
Mortgage insurance
-
-
Home insurance
-
-
HOA fees
-
-
Monthly total
$1,910
$2,329
5-year total
$114,602
$139,767
Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Apr 16, 2025 06:44 pm
Listing agent: Tamara Loeber (941) 275-2876
Listing provided courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA REALTY (941) 207-5055
Details provided by STELLAR and may not match the public record.
MLS ID: #N6136476
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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