20234 Lagente Cir, Venice, FL 34293
3 beds · 3 baths · 1,949 sqft sqft
One or more photo(s) has been virtually staged. Don't miss this INCREDIBLE OPPORTUNITY to discover modern luxury at an exceptional price! MAJOR PRICE REDUCTIONS have made this 3BR/2.5-Bath, open-concept townhome in the exclusive, gated Gran Paradiso commnuity an outstanding value. . . and it features upgrades and extras that really set it apart from the crowd! Impeccably maintained, this one-owner home was never used as a rental, and it shows. Water softener/filtration system ensure pure water; HVAC UV light cleans the air, new custom fans in the living room, lanai, and all three bedrooms. The home has been completely repainted in a beachy, coastal palette while new, premium Berber carpeting upstairs is soft underfoot and easy to maintain. The owners have also added a hot water circulating system so there is always hot water ready, even on the 2nd floor! Open and airy, with tons of natural light, there is crown molding in every room, volume ceilings and oversized tiles on the diagonal. The gourmet kitchen features a PREMIUM STONE BACKSPASH, upgraded stainless steel appliances, granite countertops and a large pantry. UNDER AND OVER-CABINET LIGHTING enhance the upscale atmosphere. Unique dining area light fixtures add style. The spacious entry-level also has under-the-stairs storage and a convenient HALF-BATH. Double-glass sliders lead from the Great Room out to a view of the serene lake from the lanai, which also has a storage closet for included hurricane shutters and other items. The attached, oversized garage provides even more storage with sturdy, industrial shelving. Bedrooms are located upstairs, as is the laundry for added convenience. The primary suite is a true oasis, with a reading nook, dual walk-in closets, tiled shower, double vanity, and private WC in the ensuite bath. The second and third bedrooms have plenty of space for family or guests, one with an extended entry and walk-in closet, and another that could serve equally as a craft room or home office. HOA dues include basic CABLE TV and HIGH SPEED INTERNET, lawn and yard care, exterior paint and preventive pest control and more, as well as the many 5-star amenities Gran Paradiso is known for including: a gorgeous clubhouse, resort style pool, state of the art fitness center, tennis and pickleball courts, sauna and steam rooms, yoga and exercise rooms, game rooms and library. Take a walk along the walking/fitness trails or a bike ride to explore this 1000+ acre community filled with nature, preserves and lakes, right outside your door. The community is conveniently located near restaurants, shopping, medical facilities, schools and services. The Atlanta Braves Spring Training facility at Cool Today Park and the brand new Costco are minutes away. Downtown Wellen Park, with shops, music venues, parks, lakes and restaurants, is right across the road! The new Sarasota Memorial Medical Center is coming soon. Historic downtown Venice and our renowned Gulf Coast beaches are a short drive, and if you’re heading out of town, it’s only about 10 minutes to Interstate 75. Schedule a showing to see this lovely home today! Exclusive Gulf Coast Living starts here.
Source: STELLAR #n6126342
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #n6126342
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #n6126342
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