20234 LAGENTE CIR, Venice, FL 34293
IN SEARCH OF a new owner to make this one home! HUGE PRICE REDUCTIONS have made this 3BR/2.5-Bath, open-concept townhome an outstanding value. . . and it features upgrades and extras that really set it apart from the crowd! YOU CAN AFFORD YOUR OWN SLICE OF PARADISE in this 5-star community. Impeccably maintained, this one-owner home was never used as a rental . . . and it shows. Water softener/filtration system to ensure pure water and an HVAC UV light to clean the air, new custom fans in the living room, lanai, and all three bedrooms. The home has been completely repainted in a beachy, coastal palette while new, premium Berber carpeting upstairs is soft underfoot and easy to maintain. The owners have also added a hot water circulating system so there is always hot water ready, even on the 2nd floor! Open and airy, with tons of natural light, there is crown molding in every room, volume ceilings and oversized tiles on the diagonal. The gourmet kitchen features a PREMIUM STONE BACKSPASH, upgraded stainless steel appliances, granite countertops and a large pantry. UNDER AND OVER-CABINET LIGHTING enhance the upscale atmosphere. Unique dining area light fixtures add style. The spacious entry-level also has under-the-stairs storage and a convenient half-bath. Double-glass sliders lead from the Great Room out to a view of the serene lake from the lanai, which also has a storage closet for included hurricane shutters and other items. Sunsets are amazing! The attached, oversized garage provides even more storage with sturdy, industrial shelving. Bedrooms are located upstairs, as is the laundry for added convenience. The primary bedroom suite is a true oasis, with a reading nook, dual walk-in closets, tiled shower, double vanity, and private WC in the ensuite bath. The second and third bedrooms have plenty of space for family or guests, one with an extended entry and walk-in closet, and another that could serve equally as a craft room or home office. The Tuscan-inspired, gated Gran Paradiso community is conveniently located near restaurants, shopping, medical facilities, schools and services. The Atlanta Braves Spring Training facility at Cool Today Park is minutes away. Downtown Wellen Park, with shops, music venues, parks, lakes and restaurants, is right across the road! The new Sarasota Memorial Medical Center and Costco Warehouse are coming soon. Historic downtown Venice and our renowned Gulf Coast beaches are a short drive, and if you’re heading out of town, it’s only about 10 minutes to Interstate 75. HOA dues include basic CABLE TV and HIGH SPEED INTERNET, maintenance free living with lawn and yard care, exterior paint and preventive pest control and more, as well as the many 5-star amenities Gran Paradiso is known for including: a gorgeous clubhouse, resort style pool, state of the art fitness center, tennis and pickleball courts, sauna and steam rooms, yoga and exercise rooms, game rooms and library. Take a walk along the walking/fitness trails or a bike ride to explore this 1000+ acre community filled with nature, preserves and lakes, right outside your door. Schedule a showing to see this lovely home today! Exclusive Gulf Coast Living starts here.
You may be able to put down less than the total down payment amount of $133,065 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #n6126342
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.