19 Flamenco St, Mary Esther, FL 32569
3 beds · 2 baths · 1,876 sqft sqft
Nestled in the heart of Emerald Coast, a charming slice of paradise that offers the perfect blend of comfort, convenience and style awaits you in this highly sought-after neighborhood in Mary Esther, and is only 1.5 MILES FROM HURLBURT FIELD AIR FORCE BASE. This delightful 3-bedroom, 2 bathroom family home is more than just bricks and mortar; it's truly a canvas for cherished memories waiting to be painted. As you step through the inviting front door, you're greeted by an abundance of natural light that dances throughout the open living space. The warm, neutral tones of the walls provide a perfect backdrop for your personal style, making it easy to envision your own touches and decor. The heart of this home is undoubtedly the modern kitchen, where culinary dreams come to life. With its gleaming stainless-steel appliances, luxurious hard-wood cabinets with ample space, and a convenient breakfast bar, it's a hub of activity and conversation. Cooking for family and friends becomes a joy, and everyday meals turn into delightful experiences. The master suite is an oasis of tranquility, featuring a spacious layout, a walk-in closet, and an en-suite bathroom that promises relaxation after a long day. The two additional bedrooms allow flexibility for family, guests, or a home office, adapting effortlessly to your needs. But the true charm of this remarkable home extends beyond its walls. The massive, fenced in backyard is a private haven, a backdrop for outdoor gatherings and relaxation. Picture yourself sipping your morning coffee on the patio, hosting BBQs, or simply unwinding in the Florida sunshine. With a two-car garage, parking is never a hassle, and there's even extra storage space for your convenience. Mary Esther is known for its friendly atmosphere and top-rated schools, making it an ideal setting to raise a family. Nearby parks and green spaces present ample opportunities for outdoor activities and quality time. When it's time to venture out, you'll find that this home is perfectly situated. Local shops, dining, entertainment, access to military bases and the breathtaking Gulf Coast beaches are all within easy reach, ensuring that every day is an adventure waiting to happen. Your dream home is ready to tell your story. This isn't just a house; it's a place where memories will be made, laughter will echo through the halls, and life's milestones will be celebrated. Contact me today to arrange your private tour of this remarkable property. Your new chapter begins here!
Source: STELLAR #tb8321033
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8321033
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8321033
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.