1872 Stagecoach Trl, Wendell, NC 27591
3 beds · 3 baths · 2,276 sqft sqft
Welcome to your dream home in Wendell Falls! This stunning residence offers an ideal blend of comfort and style in a fantastic location. When you enter, you'll be greeted by an inviting open floor plan that seamlessly connects the kitchen, living, and dining areas—perfect for entertaining family and friends. The spacious primary suite is a true retreat, featuring a beautifully tiled walk-in shower and a generous walk-in closet, ensuring you have plenty of storage. Upstairs, a second family room awaits, providing flexible space for relaxation or entertainment, along with large secondary bedrooms that are perfect for guests or family members. Move outside to enjoy the charm of both a front and rear porch, where you can gather and unwind. The fenced backyard offers a safe haven for children and pets to play freely, enhancing your outdoor living experience. Additionally, you'll appreciate the eco-friendly benefits of solar panels, which help reduce energy bills. The home is equipped with natural gas for the hot water heater and range, contributing to efficient cooking and heating. The large kitchen features a convenient island, making it a chef's delight and a central hub for gatherings. Don't miss your chance to own this exceptional home that perfectly balances modern amenities with a warm, inviting atmosphere!
Source: TRIANGLEMLS #10060030
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10060030
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10060030
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.