183 Bellview Chase
Monroe, GA 30655
4 beds · 3 baths · 2,958 sqft
$489,000
Get prequalifiedAbout this home
BACK ON MARKET DUE TO NO FAULT OF SELLER!!! THESE ARE MOTIVATED SELLERS!!!! Welcome to 183 Bellview Chase in the picturesque town of Monroe, GA! This stunning 4 bedroom, 3 bathroom, plus a bonus room home which offers an unparalleled combination of luxury, comfort, and modern living. With its prime location in a tranquil gated community, this home is the epitome of Southern charm. Upon entering, you'll be greeted by a grand foyer that leads to an open-concept living area featuring a gas fireplace that features custom built stone. The large kitchen is a beauty, boasting granite countertops, stainless steel appliances, a large island, and ample cabinet space. The formal dining room is ideal for hosting dinner parties or enjoying family meals. The spacious primary suite is a true retreat, complete with a tray ceiling, walk-in closet, and a luxurious en-suite bathroom. Three additional bedrooms, two full bathrooms, and the laundry room are all located upstairs to provide plenty of space for family or guests. There is also a bonus room upstairs that can be used as flex space. With over 2900 square feet of possibilities, your options are endless. The backyard offers a custom built playground with added mulch for your littles to enjoy! Additional features of this exceptional home include a 3-car garage, hardwood floors throughout the main living areas and in the bedrooms. It's located in a sought-after Belmont neighborhood and the Walnut Grove school clusters. 183 Bellview Chase offers easy access to local parks, shopping, dining, and entertainment options. With its exceptional design, premium finishes, and prime location, this home is truly a gem. Don't miss this opportunity to make it your forever home! Schedule a showing today and experience the epitome of Southern charm living at its finest.
Source: GAMLS #10380758
5-year savings
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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