166 Belvoir Pl
Senoia, GA 30276
5 beds · 3 baths · 3,907 sqft
$615,000
Get prequalifiedAbout this home
Welcome to this beautiful 5-bedroom, 3.5-bathroom home, nestled in the charming town of Senoia, GA. Perfectly designed for modern living, this spacious home offers plenty of room for family and guests with an open floor plan and stylish finishes. Step inside to discover a bright and airy living area, complete with hardwood floors and large windows that flood the space with natural light. The chef's kitchen features stainless steel appliances, a large island, and plenty of cabinetry for all your storage needs. The dining area is conveniently located next to the kitchen, making entertaining a breeze. The main floor also boasts a luxurious primary suite with a spa-like bathroom, including dual vanities, a soaking tub, and a separate shower. Upstairs, you'll find four additional well-sized bedrooms and two full bathrooms as well as a loft. For those who love to entertain or relax in style, the outdoor living space is sure to impress. Enjoy evenings by the fire in the beautifully designed outdoor fireplace or unwind on the covered porch that extends the living area to the outdoors. Other features of this home include a two-car garage, an additional attached single car garage, a spacious laundry room, and a beautifully landscaped yard. Located just minutes from downtown Senoia, with its charming shops, restaurants, and parks, this home is perfect for anyone seeking a peaceful retreat with easy access to everything the area has to offer. Schedule your showing today!
Source: GAMLS #10471402
5-year savings
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.