166 Belvoir Pl, Senoia, GA 30276
5 beds · 4 baths · 3,909 sqft
Welcome to your dream home, where serenity and luxury meet. This home shows like a model! Your family will love coming home to the luxurious 166 Belvoir Place, an exquisite 5-bedroom, 3.5 bathroom, and 3-car garage residence ideally situated in the sought-after community of Barnsley Farms in Senoia, GA. This impeccable home seamlessly blends sophistication, comfort, and contemporary living, catering perfectly to families. This home has an open floor plan spanning over 3,909 square feet, featuring high ceilings, abundant natural lighting, and tasteful finishes throughout, creating an inviting and stylish living space. The gourmet chef's kitchen is meticulously designed, overlooking across to the gorgeous family room, where you can enjoy an excellent breakfast or dinner by your cozy fireplace. The gourmet kitchen has white cabinets, large island, stainless steel appliances, separate cooktop, wall oven, built-in microwave, decorative vent hood, dishwasher, walk-in pantry, granite countertops and so much more. Cap the night off in your luxurious primary suite, which provides a private retreat with a spa-like en-suite bathroom, a soaking tub, a separate shower, dual vanities, and a generous walk-in closet. Upstairs, spend family time enjoying popcorn and watching your favorite movie in your media room! Your guest will rest comfortably in the four upstairs bedrooms. Your "backyard" will include Lots of Yard- enough to play, plant and nurture your pets!! Take advantage of the opportunity to own a piece of Senoia's finest real estate.
Source: GAMLS #10360313
Source: GAMLS #10360313
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10360313