165 Homestead Cir, Forsyth, GA 31029
6 beds · 4 baths · 6,090 sqft
Welcome to your dream home, a perfect blend of elegance, space, and thoughtful design. With 6,090 sq ft of finished living space and an additional 793 sq ft of unfinished basement, this custom-built home offers a total of 6,883 sq ft to accommodate all your lifestyle needs. As you step inside through the grand foyer entrance, you'll be greeted by soaring 10' tall ceilings, beautiful hardwood floors, and custom trim details that exude luxury. To your right, you'll find a formal dining room, perfect for hosting family gatherings and dinner parties. To your left, a spacious office offers the flexibility to serve as an additional bedroom or a private office. The expansive living room is a cozy yet elegant space, featuring a fireplace, coffered ceilings, and built-in bookshelves. The kitchen is a true showstopper, offering custom cabinetry, solid surface countertops, a large island, stainless steel appliances, a double oven, and a bright breakfast area. A huge pantry provides abundant storage, and just off the kitchen, a mudroom with a built-in seat, storage lid, and coat rack keeps everything organized. A spacious laundry room with a sink adds to the home's convenience. The main level also features a luxurious master suite, with private access to the back porch for quiet mornings or evenings. The master bath is a serene retreat, and the walk-in closet offers plenty of storage space. Upstairs, a huge loft area overlooks the foyer, creating a sense of openness. This level also features three large bedrooms. One bedroom has access to a full bathroom, while the other two share a convenient Jack-and-Jill bathroom, making it perfect for a family or guests plus a laundry room that is as big as the laundry room on the main level. The finished basement adds even more living space, with a one-bedroom apartment complete with its own laundry room and kitchen. A man cave movie room, equipped with a pool table and built-in TV (both of which can stay with the home), is perfect for entertaining. The remaining unfinished area is already studded and ready to be finished for even more customization. Outdoors, the home is located next to the community pool and clubhouse, giving you the feel of a private resort in your side yard. The clubhouse includes a large covered area with an outdoor fireplace, and there's a lighted tennis court for evening play. Other features include a storm shelter/safe room, high-speed fiber internet, 2023 water heaters, and a roof replaced in 2021. The three-car garage offers ample parking, and the 8' tall doors throughout the house add to the spacious feel. This truly custom home is move-in ready, with all appliances included. It offers the perfect balance of luxury, space, and comfort-an incredible opportunity to own a home with all the upgrades!
Source: GAMLS #10390069
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10390069
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10390069
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.