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157 Wynn Way

Pendergrass, GA 30567

4 beds · - baths · -- sqft

$344,900

$1,496/mo at 2.8% with Roam

$2,059/mo at 7% with a bank loan

Get prequalified

About this home

Step into the elegance of modern living with this stunning residence, where every detail has been crafted for comfort and style. As you enter through the welcoming 2-story foyer, you're greeted with an open concept that seamlessly blends the living, dining, and kitchen areas, creating a perfect space for both everyday living and entertaining. The Heart of the Home: The kitchen is a chef's delight, featuring sleek granite countertops, modern appliances, and an open layout that overlooks the spacious living area. Natural light pours in, enhancing the airy feel, making it an ideal spot for a relaxing reading nook or a family gathering space. Spacious and Thoughtful Design: This home boasts four generously sized bedrooms, each designed for comfort. The primary suite is a retreat in itself, offering a private bathroom with a toilet closet and ample closet space. Upstairs, you'll find not only the bedrooms but also a convenient laundry room, making household chores a breeze. Functional and Stylish: The double garage and extended driveway provide ample parking, while the upstairs laundry room adds to the functionality of the home. The loft area at the top of the stairs is versatile, perfect as a home office, play area, or additional lounging space. Location and Lifestyle: Located just minutes from Highway 185, this home offers convenience without compromising on tranquility. The lot itself is a gem, offering a picturesque view that enhances the feeling of space and serenity. Why Choose This Home? Modern Design: Open concept with a focus on natural light and flow. Convenience: Upstairs laundry, close to major routes. Space: Generous bedrooms, loft, and living areas. This home is not just a place to live; it's a lifestyle upgrade. Come experience the blend of comfort, style, and practicality that awaits you. Your new chapter of life starts here, where every day feels like a retreat. Schedule your viewing today and step into a home that feels like it was designed just for you.

-- sqft
0.09 acres
Single Family
Built in 2021

Source: GAMLS #10368143

5-year savings

Compared to a conventional mortgage
Roam
Bank
Principal & interest
$1,134
$1,697
Property taxes
-
-
Mortgage insurance
-
-
Home insurance
-
-
HOA fees
-
-
Monthly total
$1,496
$2,059
5-year total
$89,798
$123,543
Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Apr 14, 2025 07:59 pm
Listing agent: Brandon Smith (706) 255-0322
Listing provided courtesy of: Realty South Athens, LLC (706) 548-4176
Details provided by GAMLS and may not match the public record.
MLS ID: #10368143
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2025 GAMLS. All rights reserved.
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