157 WYNN WAY, Pendergrass, GA 30567
Step into the elegance of modern living with this stunning residence, where every detail has been crafted for comfort and style. As you enter through the welcoming 2-story foyer, you're greeted with an open concept that seamlessly blends the living, dining, and kitchen areas, creating a perfect space for both everyday living and entertaining. The Heart of the Home: The kitchen is a chef's delight, featuring sleek granite countertops, modern appliances, and an open layout that overlooks the spacious living area. Natural light pours in, enhancing the airy feel, making it an ideal spot for a relaxing reading nook or a family gathering space. Spacious and Thoughtful Design: This home boasts four generously sized bedrooms, each designed for comfort. The primary suite is a retreat in itself, offering a private bathroom with a toilet closet and ample closet space. Upstairs, you'll find not only the bedrooms but also a convenient laundry room, making household chores a breeze. Functional and Stylish: The double garage and extended driveway provide ample parking, while the upstairs laundry room adds to the functionality of the home. The loft area at the top of the stairs is versatile, perfect as a home office, play area, or additional lounging space. Location and Lifestyle: Located just minutes from Highway 185, this home offers convenience without compromising on tranquility. The lot itself is a gem, offering a picturesque view that enhances the feeling of space and serenity. Why Choose This Home? Modern Design: Open concept with a focus on natural light and flow. Convenience: Upstairs laundry, close to major routes. Space: Generous bedrooms, loft, and living areas. This home is not just a place to live; it's a lifestyle upgrade. Come experience the blend of comfort, style, and practicality that awaits you. Your new chapter of life starts here, where every day feels like a retreat. Schedule your viewing today and step into a home that feels like it was designed just for you.
You may be able to put down less than the total down payment amount of $87,653 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10368143