157 Wynn Way, Pendergrass, GA 30567
4 beds · 2 baths · 1,989 sqft
Step into the elegance of modern living with this stunning residence, where every detail has been crafted for comfort and style. As you enter through the welcoming 2-story foyer, you're greeted with an open concept that seamlessly blends the living, dining, and kitchen areas, creating a perfect space for both everyday living and entertaining. The Heart of the Home: The kitchen is a chef's delight, featuring sleek granite countertops, modern appliances, and an open layout that overlooks the spacious living area. Natural light pours in, enhancing the airy feel, making it an ideal spot for a relaxing reading nook or a family gathering space. Spacious and Thoughtful Design: This home boasts four generously sized bedrooms, each designed for comfort. The primary suite is a retreat in itself, offering a private bathroom with a toilet closet and ample closet space. Upstairs, you'll find not only the bedrooms but also a convenient laundry room, making household chores a breeze. Functional and Stylish: The double garage and extended driveway provide ample parking, while the upstairs laundry room adds to the functionality of the home. The loft area at the top of the stairs is versatile, perfect as a home office, play area, or additional lounging space. Location and Lifestyle: Located just minutes from Highway 185, this home offers convenience without compromising on tranquility. The lot itself is a gem, offering a picturesque view that enhances the feeling of space and serenity. Why Choose This Home? Modern Design: Open concept with a focus on natural light and flow. Convenience: Upstairs laundry, close to major routes. Space: Generous bedrooms, loft, and living areas. This home is not just a place to live; it's a lifestyle upgrade. Come experience the blend of comfort, style, and practicality that awaits you. Your new chapter of life starts here, where every day feels like a retreat. Schedule your viewing today and step into a home that feels like it was designed just for you.
Source: GAMLS #10368143
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10368143
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10368143
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.