1550 Brunswick St, Lithia Springs, GA 30122
5 beds · 4 baths · 3,258 sqft sqft
This isn’t just any house; it’s a haven that embodies the coveted Savannah floorplan, nestled within the vibrant and welcoming community of Tributary. A community that brings this home to life. Turn left out of the neighborhood and within minutes, you’ll find a treasure trove of amenities. Dive into two pools in the village or the pool at River Banks, or challenge friends to a match on the multiple tennis courts. The clubhouse is alive with activity, from seasonal socials to community events like Halloween trick-or-treating and Christmas Jingles. Imagine weekends filled with fun—family bike rides to school, farmers markets brimming with local produce, and festive gatherings like chili cook-offs and movie nights on the green. The community spirit is palpable, with events that connect neighbors and foster lasting friendships. As you step inside the home, you’re greeted by an enchanting open layout that flows effortlessly, perfect for gatherings or quiet evenings in. The heart of this home is the gourmet kitchen, a chef’s paradise featuring double ovens, stainless steel appliances, and an expansive island adorned with stunning hardwood floors and a custom tile backsplash. With five spacious bedrooms and a versatile bonus room that could serve as an office or guest suite, there’s room for everyone. On the main level, a cozy guest bedroom and bathroom offer convenience and comfort for visitors. As you ascend to the master suite, prepare to be swept away. This oversized retreat features a cozy seating area with sweeping views of Atlanta and a warm fireplace that beckons for intimate evenings. The luxurious master bath, complete with a soothing garden tub and elegant tile shower, is your personal sanctuary. The adventure continues downstairs in the full finished basement—a true entertainment oasis. Picture movie nights in your very own theater, complete with a projector and screen, or hosting friends at the wet bar, which features granite countertops and a fridge for all your refreshments. With hardwired speakers throughout the main level and a sauna for ultimate relaxation, this space truly has it all. Step outside to an oversized deck and lower patio, where warm summer nights can be spent enjoying the tranquil surroundings and the laughter of friends. This isn’t just a house; it’s a canvas for your story, where cherished memories will be made, laughter will echo, and every corner holds the promise of a new adventure. Welcome to your new home in Tributary—your story begins here!
Source: FMLS #7464458
You may be able to put down less than the total down payment amount of $294,974 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7464458
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7464458
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.