1550 Brunswick St, Lithia Springs, GA 30122
5 beds · 4 baths · 3,258 sqft
This isn’t just any house; it’s a haven that embodies the coveted Savannah floorplan, nestled within the vibrant and welcoming community of Tributary. A community that brings this home to life. Turn left out of the neighborhood and within minutes, you’ll find a treasure trove of amenities. Dive into two pools in the village or the pool at River Banks, or challenge friends to a match on the multiple tennis courts. The clubhouse is alive with activity, from seasonal socials to community events like Halloween trick-or-treating and Christmas Jingles. Imagine weekends filled with fun—family bike rides to school, farmers markets brimming with local produce, and festive gatherings like chili cook-offs and movie nights on the green. The community spirit is palpable, with events that connect neighbors and foster lasting friendships. As you step inside the home, you’re greeted by an enchanting open layout that flows effortlessly, perfect for gatherings or quiet evenings in. The heart of this home is the gourmet kitchen, a chef’s paradise featuring double ovens, stainless steel appliances, and an expansive island adorned with stunning hardwood floors and a custom tile backsplash. With five spacious bedrooms and a versatile bonus room that could serve as an office or guest suite, there’s room for everyone. On the main level, a cozy guest bedroom and bathroom offer convenience and comfort for visitors. As you ascend to the primary suite, prepare to be swept away. This oversized retreat features a cozy seating area with sweeping views of that beckons for intimate evenings. The luxurious primary bath, complete with a soothing garden tub and elegant tile shower, is your personal sanctuary. The adventure continues downstairs in the full finished basement—a true entertainment oasis. Picture movie nights in your very own theater, complete with a projector and screen, or hosting friends at the wet bar, which features granite countertops and a fridge for all your refreshments. With hardwired speakers throughout the main level and a sauna for ultimate relaxation, this space truly has it all. Step outside to an oversized deck and lower patio, where warm summer nights can be spent enjoying the tranquil surroundings and the laughter of friends. This isn’t just a house; it’s a canvas for your story, where cherished memories will be made, laughter will echo, and every corner holds the promise of a new adventure. Welcome to your new home in Tributary—your story begins here!
Source: FMLS #7464458
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7464458
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7464458
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.