1530 Bethlehem Rd, Allen, TX 75002
5 beds · 5 baths · 3,964 sqft sqft
STUNNING 5-Bedroom home in the heart of Allen. This perfectly designed home is perfect for families and entertaining. Walk up to your large, covered front porch. Front door opens into an elegant foyer leading to 3 living areas, 2 dining areas, an office and the kitchen. The spacious layout flows into a beautiful open concept living room, featuring high ceilings and windows that flood the room with natural light. The custom-designed kitchen is a chef's dream, with modern stainless steel appliances, new double ovens, new dishwasher, large island, tons of cabinet space and an oversized pantry that offers abundant storage and room for a refrigerator. On the main floor you'll find 2 bedrooms, each with on-suite, full bathrooms. The expansive primary suite offers a luxurious retreat with an en-suite bathroom that includes dual vanities, an oversized tub and separate shower with frameless door. Additional 3 bedrooms are generously sized, two of which share a Jack-and-Jill bathroom, while the remaining bedrooms have access to their own on-suite full baths. The spacious game room has a projector and theater screen. Walk out to your backyard oasis and relax or entertain under your pergola. Tons of updates including energy efficient windows with solar screens, NEW Roof, HVACs, Water Heaters, Carpet, Paint and more! Located within walking distance of Allen’s renowned football stadium, HEB and neighborhood park. This home offers family living, prime location, ample space and luxurious touches that make it the perfect place to call home. Don't miss the opportunity to make this exceptional property your own. Welcome Home!
Source: NTREIS #20776429
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20776429
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20776429
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.