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1512 Imbuto

New Braunfels, TX 78132

3 beds · 3 baths · 2,388 sqft

$749,990

$2,328/mo at 2.875% with Roam

$3,018/mo at 7% with a bank loan

Get prequalified

About this home

Welcome to this stunning 3-bedroom, 2.5-bathroom home nestled in northwest New Braunfels, just a short drive from the scenic Canyon Lake. The exterior boasts elegant craftsmanship and meticulously maintained landscaping that enhances the home's curb appeal. Upon entering, you'll find a private office space to the left, complete with a built-in desk-perfect for a home office or study, away from the bustle of the main living areas. Moving down the hallway, the home opens into a grand living area featuring soaring ceilings, large windows that flood the space with natural light, and a cozy fireplace framed by built-in shelving, creating a perfect focal point for the room. The kitchen, ideal for entertaining, is outfitted with sleek granite countertops, abundant cabinet and counter space, and built-in stainless steel appliances. Its spacious layout offers plenty of room for hosting and gathering. The master suite, a true retreat, boasts high ceilings and expansive windows that overlook the backyard and open to a covered patio. The ensuite bathroom features dual vanities positioned across from each other, a luxurious soaking tub as the centerpiece, and a walk-in shower with dual showerheads for added luxury. Step outside to the large backyard, where a covered patio-complete with two ceiling fans-invites relaxation or entertaining. A stone walkway leads to a charming outdoor fireplace area with seating, surrounded by natural stone accents, perfect for cozy evenings. This home's prime location near Canyon Lake offers easy access to outdoor activities and the natural beauty of the Texas Hill Country. Set in the serene countryside, this home offers a peaceful retreat with all the comforts of modern living, blending rustic charm with contemporary elegance. Spacious 3-car garage with an impressive 8-foot tall ceiling, offering ample storage and flexibility for larger vehicles or home projects.

2,388 sqft
1.09 acres
Single Family
Built in 2018

Source: CENTRALTEXAS #559047

5-year savings

Compared to a conventional mortgage
Roam
Bank
Principal & interest
$1,458
$2,148
Property taxes
-
-
Mortgage insurance
-
-
Home insurance
-
-
HOA fees
-
-
Monthly total
$2,328
$3,018
5-year total
$139,696
$181,107
Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Apr 14, 2025 07:59 pm
Listing agent: Dayton Schrader (210) 757-9785
Listing provided courtesy of: eXp Realty LLC (888) 519-7431
Details provided by CENTRALTEXAS and may not match the public record.
MLS ID: #559047
Information is provided exclusively for consumers personal, non - commerical use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2025, Central Texas Board of REALTORS
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