1512 Imbuto, New Braunfels, TX 78132
3 beds · 3 baths · 2,388 sqft
Welcome to this stunning 3-bedroom, 2.5-bathroom home nestled in northwest New Braunfels, just a short drive from the scenic Canyon Lake. The exterior boasts elegant craftsmanship and meticulously maintained landscaping that enhances the home's curb appeal. Upon entering, you'll find a private office space to the left, complete with a built-in desk-perfect for a home office or study, away from the bustle of the main living areas. Moving down the hallway, the home opens into a grand living area featuring soaring ceilings, large windows that flood the space with natural light, and a cozy fireplace framed by built-in shelving, creating a perfect focal point for the room. The kitchen, ideal for entertaining, is outfitted with sleek granite countertops, abundant cabinet and counter space, and built-in stainless steel appliances. Its spacious layout offers plenty of room for hosting and gathering. The master suite, a true retreat, boasts high ceilings and expansive windows that overlook the backyard and open to a covered patio. The ensuite bathroom features dual vanities positioned across from each other, a luxurious soaking tub as the centerpiece, and a walk-in shower with dual showerheads for added luxury. Step outside to the large backyard, where a covered patio-complete with two ceiling fans-invites relaxation or entertaining. A stone walkway leads to a charming outdoor fireplace area with seating, surrounded by natural stone accents, perfect for cozy evenings. This home's prime location near Canyon Lake offers easy access to outdoor activities and the natural beauty of the Texas Hill Country. Set in the serene countryside, this home offers a peaceful retreat with all the comforts of modern living, blending rustic charm with contemporary elegance. Spacious 3-car garage with an impressive 8-foot tall ceiling, offering ample storage and flexibility for larger vehicles or home projects.
Source: CENTRALTEXAS #559047
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #559047
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #559047
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.