148 Del Sol Ave, Davenport, FL 33837
3 beds · 2 baths · 2,249 sqft sqft
WATER VIEW POOL HOME! GOLF CART included! Amazing water view home located in the desirable 55+community of Del Webb Orlando. Vizcaya floor plan offers 3 bedrooms, a den/office, a separate dining room and 2 bathrooms. You walk into the home through a large decorative glass front door and immediately see through the home to the beautiful outdoor pool and water view. The screened-in lanai opens with oversized pocket sliding doors and has a covered area with a ceiling fan and a T.V. The salt water pool is heated and has a serene water feature. The extra large lanai also features a built-in natural gas fire pit. The water view offers lots of opportunity to nature watch and relax and a beautiful space for entertaining. The kitchen has granite countertops, stainless steel appliances, including an upgraded Bosch refrigerator and a natural gas stove, an island, large cabinet pantry, a wine refrigerator, pull out drawers in the pantry and the lower cabinets and an eat-in space for a breakfast table with a water view and large sliding doors out to the lanai. There is a separate dining room off of the kitchen. The master suite is in the rear of the home and you wake up to the gorgeous water view and has a door out to the lanai. The master bathroom features double sinks, a tub, a tiled glassed-in shower, a solar tube for natural light and a large walk-in closet. The two additional bedrooms are in the front of the home with the 2nd bathroom that also has a solar tube for natural light. The den is off of the great room. The laundry room includes the washer and gas dryer. The additional features and upgrades include plantation shutters on the windows, engineered hardwood floors throughout, whole-house water filtration, whole-house natural gas generator, NEW ROOF 2022, newer hot water heater, newer exterior paint, pool resurfaced a few years ago and A/C is only few years old. The exterior of the home has a paver driveway, mature landscaping and rain gutters. The $435 semi-annual HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to recently renovated 18-hole White Heron Golf Club. The $317 monthly Del Webb HOA fee includes lawn maintenance and exclusive access to resident-owned 30,000+ SF Montecito clubhouse and amenities. DEL WEBB ORLANDO is a 55+ community with a tavern, indoor walking track, fitness center, indoor and outdoor pools and spas with locker rooms and showers, billiards, ping pong, craft room, and a ballroom for special events. Outdoor activities include pickleball, tennis, bocce, basketball, shuffleboard, community gardening center, an outdoor amphitheater, large brick fire pit and large screened-in gazebo over the water. Miles of biking and walking trails within Ridgewood Lakes gated community. Located conveniently to shopping at Posner Park (4 miles), Disney World, Universal Studios, Orlando & Central FL entertainment nearby. Easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away.
Source: STELLAR #s5112330
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5112330
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5112330
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