1474 Josh Valley Ln, Lawrenceville, GA 30043
5 beds · 5 baths · 3,753 sqft sqft
Welcome to luxury living at its finest in this modern and spacious masterpiece, perfectly situated in an unbeatable location within 10 minutes to Mall of Georgia, Coolray Field, and Exchange at Gwinnett. Boasting one of the largest floor plans available, this stunning 5-bedroom, 5.5-bathroom home is a true gem. The open floor plan seamlessly integrates the living and kitchen areas, creating an ideal space for both daily living and entertaining. The gourmet kitchen is a chef's dream, featuring a breathtaking granite island, and top-of-the-line stainless steel appliances. The oversized fireside living room offers a tranquil retreat with expansive windows that frame views of the enormous, level backyard-a perfect spot for outdoor gatherings or simply enjoying the peace and privacy of your surroundings. On the main level, the bedroom suite can easily serve as a luxurious master retreat, complete with a generously sized walk-in closet and a spa-like, updated en-suite bathroom. Upstairs, the master suite is incomparable in size and comfort, providing a sanctuary of relaxation and serenity. Additionally, a convenient laundry room is located on the upper level for added ease and functionality. Each of the three additional bedrooms on the upper level boasts its own private bathroom, ensuring comfort and privacy for every resident or guest. This home truly has it all, from its thoughtful design and impeccable finishes to its prime location and ample space-perfect for families seeking both luxury and practicality. Don't miss your chance to own this exceptional property. Schedule your showing today and prepare to be impressed! ***Lender credit $5,000 plus Seller concession available***
Source: GAMLS #10322517
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10322517
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10322517
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.