14136 Hunt Club Ln, Plainfield, IL 60544

Are you looking for a home you can move right into in the desirable Plainfield School District? LOOK NO FURTHER! SO MANY UPDATES in this beautiful light-filled home. And NO HOA in the desirable Reserve neighborhood in Plainfield! Truly Move-In Ready! UPDATES include a NEW ROOF, NEW FURNACE, NEW HUMIDIFIER, newer CARPET and PAINT, UPGRADED BATHROOMS, and UPGRADED KITCHEN! Kitchen features CABINETS PAINTED in today's on trend colors, NEW QUARTZ COUNTERTOP, BACKSPLASH, UPDATED ISLAND with QUARTZ COUNTERTOP and SEATING, NEWER STAINLESS STEEL APPLIANCES AND STAINLESS STEEL FARMHOUSE SINK. The KITCHEN - truly the heart of the home opens to the FAMILY ROOM and the SUNROOM. The SUNROOM is bathed in natural light, and boasts a vaulted ceiling, ceiling fan, and sliding door providing a second access to the deck - there is also a lovely French Door providing access to the EXPANSIVE DECK from the kitchen. There is a separate FORMAL DINING ROOM AND FORMAL LIVING ROOM - both can be tailored to your needs - maybe a homework zone, kid zone or creative spaces of your own. Upstairs, you'll find a luxurious PRIMARY SUITE with a WALK-IN CLOSET and EN-SUITE BATHROOM featuring a separate soaker tub and MODERN SHOWER WITH NEW TILE, FLOOR, FIXTURES AND MODERN GLASS DOOR. THREE ADDITIONAL SPACIOUS BEDROOMS, each with a ceiling fan, AND A SHARED HALL BATH with NEW TUB/SHOWER TILES AND FIXTURES round out the second floor. The FINISHED ENGLISH BASEMENT adds even more living space, with a 5th BEDROOM, RECREATION ROOM, AND A BRIGHT OFFICE AREA, and separate STORAGE ROOM that could be finished if you needed more space - a ton of opportunities to use this space! This home is ideally located just minutes from schools, I-55, and downtown Plainfield's shopping and dining. Don't miss your chance to make this stunning home yours!

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

• Buyers
• Agents
• Sellers

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Last updated: Nov 21, 2024 12:20 pm

Listing agent: Doreen Booth (425) 275-7323

Listing provided courtesy of: Baird & Warner (630) 778-1855

Details provided by MRED and may not match the public record.
MLS ID: #12200195

Based on information submitted to the MLS GRID as of Nov 21 2024 - 13:32. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.