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135 Majestic Gardens Ct

Winter Haven, FL 33880

4 beds · 2 baths · 1,721 sqft

$305,000

$1,418/mo at 2.7% with Roam

$1,790/mo at 7% with a bank loan

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About this home

Welcome to this stunning 4-bedroom, 2-bathroom home in Winter Haven, Florida—where comfort, style, and convenience converge. Situated in a desirable gated community, this residence offers a perfect blend of modern amenities and family-friendly features. This beautifully maintained home boasts laminate flooring throughout all the bedrooms, living, and dining areas, providing a seamless and elegant look. The kitchen and breakfast nook are finished with tile flooring, adding a touch of durability and ease of maintenance. The kitchen is equipped with stainless steel appliances, making meal preparation a pleasure. Step outside to a thoughtfully designed outdoor space featuring a pergola with paver and tile flooring—perfect for entertaining or simply enjoying Florida's sunny days. The area is complete with a TV hookup, ideal for outdoor movie nights or sports gatherings. The fully fenced backyard provides privacy and peace of mind for your family, and it includes a playground for added enjoyment. Additionally, an above-ground pool is perfect for cooling off during warm summer days. Situated just 10 minutes from the renowned Legoland Florida Resort, and 15 minutes from the charming downtown Winter Haven, this home offers both tranquility and accessibility. The area is rich in amenities, with several parks, lakes, and recreational areas nearby, perfect for outdoor enthusiasts. Dining options, including local favorites and well-known restaurants, are within a short drive, ensuring a variety of culinary experiences. Additionally, top-rated schools, healthcare facilities, and shopping centers are conveniently located, making this an ideal home for families of all sizes.

1,721 sqft
0.24 acres
Single Family
Built in 2012
2 car garage

Source: STELLAR #T3548327

5-year savings

Compared to a conventional mortgage
Roam
Bank
Principal & interest
$789
$1,160
Property taxes
-
-
Mortgage insurance
-
-
Home insurance
-
-
HOA fees
-
-
Monthly total
$1,418
$1,790
5-year total
$85,131
$107,409
Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Aug 15, 2025 06:57 am
Listing agent: Ruben Galindo Vega (863) 307-5009
Listing provided courtesy of: PREFERRED SHORE LLC (941) 999-1179
Details provided by STELLAR and may not match the public record.
MLS ID: #T3548327
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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