128 Greenview Dr, Newnan, GA 30265
5 beds · 4 baths · 4,562 sqft
***Sellers are READY TO SELL!**UPDATED, REFRESHED and READY for you! Welcome Home to this 5-Bedroom, 4.5 Bath beauty with Golf Course Views! Located on the 16th tee box of Summergrove Golf Course, this home combines easy living with modern amenities. With BRAND NEW LVP flooring, NEWLY painted kitchen and primary bath cabinets, and wonderful outdoor living space, this residence is an entertainer's dream and a peaceful retreat all in one. The Foyer entry welcomes you inside where you'll find a dedicated home Office and Formal Dining Area. Offering open concept living, the bright and airy Great Room features a fireplace with gas logs, built-in shelving and flows seamlessly into the refreshed Kitchen complete with an island, granite counter tops, stainless steel appliances, and a casual eating area, ideal for both entertaining and everyday living. Enjoy the convenience and luxury of a spacious primary suite located on the main level, featuring several windows with views of the golf course, an en-suite bath with a soaking tub, dual vanities, a large shower and roomy closet. Upstairs, you'll find three generously sized bedrooms, two full baths and a great loft space, perfect for an additional living/study area. Full Finished Terrace Level offers a large bonus area perfect for a media room or additional living space, along with a bedroom, full bath, and plenty of storage options. Expansive outdoor living areas include two covered rear porches: the upper Game Day porch features a TV, outdoor dining area and a cozy fireplace for cool evenings, while the lower porch offers a relaxing hot tub-both perfect for enjoying the scenic views of the golf course. This home offers the ultimate in modern convenience, with the perfect combination of indoor comfort and outdoor living. You can take advantage of Summergrove's enviable amenities: Clubhouse, neighborhood lake, multiple pools, tennis and pickleball courts, LINC access, and several neighborhood parks! This home is truly one of a kind. Make it yours today!
Source: GAMLS #10447004
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: GAMLS #10447004
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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