1235 Shiva Blvd
Winder, GA 30680
4 beds · 3 baths · 2,809 sqft
$599,900
Get prequalifiedAbout this home
Spacious Ranch Living in a Quiet Cul-de-Sac. Welcome to this beautifully maintained, 4-bedroom, 3-bath home offering a rare blend of one-level living and extended space for growth. Tucked into a peaceful cul-de-sac in a small, quiet community, this home combines comfort, functionality, and style. Step inside to find a light-filled, open-concept layout designed for everyday living and effortless entertaining. The main level features three generously sized bedrooms and two full baths, including a serene owner’s suite with a private bath. The heart of the home—the kitchen—delivers with modern finishes, gleaming appliances, and a seamless flow into the dining and living areas. Upstairs, a spacious fourth bedroom with a full bath provides the perfect setup for guests, a home office, or a private teen suite. Looking for more space? The full 2,414 sq. ft. daylight basement offers incredible potential. With a bathroom already stubbed in, this blank canvas is ready for your vision—whether it’s a home theater, gym, in-law suite, or extended entertaining space. Double doors open to the backyard and two covered patios where you can unwind and enjoy the quiet surroundings. Located minutes from Winder’s shopping, dining, and highway access—and within a sought-after school district—this move-in-ready home offers room to grow and a lifestyle to match. Don’t miss your chance to own one of the few ranch-style homes in this hidden gem of a neighborhood.
Source: FMLS #7625791
5-year savings
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.