120 Haverhill St, Summerville, SC 29486
4 beds · 3 baths · sqft
Pool table to convey! YOUR ENTERTAINMENT STARTS TODAY!Welcome to your Cane Bay Showstopper! This reimagined Jasper floor plan is a masterpiece of Southern charm and modern design, boasting an array of luxurious features and thoughtful details.As you approach the home, the deep Southern front porch invites you to relax and enjoy the surroundings. Stepping inside, you're greeted by a wide-open foyer that sets the stage for what's to come. The heart of the home is an entertainer's paradise--an impressive two story great room. This space is designed for both relaxation and celebration, featuring a pool table, a Bluetooth dartboard, and custom woodworking that extends all the way to the ceiling. The room is bright, light, & airy, providing ample space for festive gatherings. Adjacent tothe great room is the designer kitchen-a true culinary delight. It boasts rustic farmhouse lights, accent walls, and a built-in kegerator, complemented by a suite of stainless steel appliances. The kitchen includes a butler's pantry with floor-to-ceiling cabinets, a dry bar, and a built-in desk area. The warm gray cabinetry, quartz countertops, and tiled backsplash add a touch of elegance, while the oversized island is perfect for meal prep or entertaining. The kitchen seamlessly flows into the casual dining space and family room, both enhanced by an electric shiplap fireplace, custom island trim, and designer lighting. For additional convenience, there's a bedroom on the main level that could serve as an office, along with a full bath and a formal dining room that could also be used as an office. Step out from the great room onto the 11x18 screened-in porch to relax and enjoy picturesque views of the pond and trees behind the home. Upstairs, you'll find two additional bedrooms, a loft, and a shared bath, offering ample space for family and guests. The primary suite is a luxurious retreat featuring a built-in fireplace and entertainment center, his-and-her closets, and a spacious bath with separate vanities, a garden tub, a large tiled walk-in shower, and a linen closet. Additional features include a 2-car garage equipped with large wall shelving and ceiling shelving, making organization a breeze. The home is also outfitted with a cutting-edge WiFi Eero 6+ dual-band mesh system and a Ring alarm system with two keypads, door and window sensors, and a motion detector. Solar-powered front and back cameras enhance security and convenience. This Cane Bay Showstopper combines style, functionality, and Southern hospitality into a home that's perfect for both everyday living and grand entertaining. Situated within the vibrant Cane Bay Plantation community, this home offers easy access to shopping, dining, entertainment, medical facilities, schools, and more. The amenity center right at the entrance features a pool, playground, and picnic pavilion,eal for gathering with neighbors. Additionally, the community is nestled on the Lake of Cane Bay, a 300-acre lake system perfect for kayaking, canoeing, paddleboarding, and electric motor boating. See list for all upgrades to this amazing home!
Source: CTAR #24020822
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24020822
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24020822
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