1187 2nd St NW, Atlanta, GA 30318
3 beds · 2 baths · 1,580 sqft
Welcome to your fully renovated dream home in the historic and vibrant neighborhood of West End Heights! This two-story, 3-bedroom, 3-bathroom residence is the epitome of modern elegance and convenience, perfectly situated for those looking to embrace the dynamic Atlanta lifestyle. **Location:** Nestled in the heart of West End Heights, this home offers the best of both worlds - the charm of a historic neighborhood and the excitement of being close to all that Atlanta has to offer. Enjoy the convenience of walking to the Atlanta Beltline Trail, MARTA, and nearby schools. With Downtown Atlanta and its main attractions just a stone's throw away, you'll never be far from the action. West End Heights is an up-and-coming neighborhood with new construction homes and the promise of the Quarry Yards project, making it a smart investment for the future. **Interior:** Step inside and prepare to be amazed by the transformation of this home. Every detail has been carefully considered to provide a modern and comfortable living experience. The all-new floors create a seamless flow throughout the main level, leading you into the open and inviting living space. The kitchen is a true chef's paradise, featuring stainless steel appliances, sleek cabinets, and modern fixtures that effortlessly combine style and functionality. It's the perfect place to whip up culinary masterpieces or host family gatherings in the spacious open area. **Bedrooms and Bathrooms:** All three bedrooms are located on the second level, adding a touch of tradition to the layout. This design provides a private and peaceful retreat, away from the hustle and bustle of the main living areas. The bathrooms have been completely updated with contemporary finishes and fixtures, ensuring your daily routines are both convenient and luxurious. **Views and Exterior:** Take in the tranquil views of natural greenery from your windows, creating a serene ambiance throughout the home. The exterior entrance adds to the charm, making you feel right at home from the moment you arrive. In summary, this fully renovated 3-bedroom, 3-bathroom home in West End Heights offers the perfect blend of historic charm and modern convenience. With its prime location near the Atlanta Beltline Trail, MARTA, schools, and downtown attractions, you'll have everything you need at your doorstep. Don't miss the opportunity to be a part of this exciting neighborhood's growth. Make this stylish and updated residence your own and experience the best of Atlanta living. Schedule a showing today!
Source: FMLS #7414585
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7414585
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7414585