11139 Golden Silence Dr
Riverview, FL 33579
5 beds · 3 baths · 3,095 sqft
$425,000
Get prequalifiedAbout this home
One or more photo(s) has been virtually staged. *NEW ROOF AND NEW HVAC SYSTEM IN 2022* Beautiful 5-bedroom with 2nd floor primary suite, plus bonus loft, two-story home boasts a large fully fenced yard, making it the ideal retreat for those who love to entertain. Situated in the desirable South Fork neighborhood, this freshly painted (inside and out) home has undergone recent updates, ensuring years of comfortable living ahead. Recent upgrades include a new roof (2022), HVAC system (2022), and updated bathrooms, newer appliances, providing peace of mind and modern convenience. The first floor features high ceilings and open living spaces adorned with tile floors, creating an inviting atmosphere for gatherings and relaxation. With two large living areas, you have the freedom to customize the space to suit your lifestyle, whether it's creating a cozy family room or a formal entertaining area. The kitchen boasts stone countertops, island with room for bar stool seating, a large pantry and ample storage, perfect for keeping everything organized. Sunny nook for an additional eating or living space too. An ideal space for guests, home office or multi-generational living, the first-floor bedroom gives you options. Upstairs, a large loft area provides additional living space for movie nights, games, or a home office. Retreat to the spacious primary suite, complete with an oversized bedroom, ample closet space, and a spacious bath featuring a shower and a garden tub for a relaxing soak. Enjoy views of the pond from your bedroom, offering a serene backdrop to your daily routine. The second floor also features three additional secondary bedrooms, generously sized with nice walk-in closets. Step into the extended sunroom and take in the view of the pond and the nicely sized fully fenced yard, offering plenty of room for outdoor activities and the potential to add a pool. Plus, enjoy the privacy of no rear neighbors and pond view. Residents of South Fork can take advantage of the community pool, tennis courts, and playground area, providing endless opportunities for recreation and relaxation. Conveniently located in the growing South Shore area, this home offers easy access to highways, shopping, schools, restaurants, hospitals, and more, ensuring that all of life's essentials are just moments away. Don't miss out on the opportunity to make this spacious home yours. Schedule your showing today and start envisioning your future in South Fork!
Source: STELLAR #t3525384
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.