10848 Trophy Dr, Englewood, FL 34223
3 beds · 3 baths · 2,233 sqft
!!! HUGE PRICE REDUCTION !!! MOTIVATED SELLER !!! Lowest Priced Single Family Pool Home in Boca Royale !!! Welcome to the gated community of Boca Royale, where luxury living meets Florida paradise. This meticulously designed home boasts 3 bedrooms, 2 full baths, a convenient half pool bath, and a den/office with elegant glass French doors for added privacy and style. As you arrive, the upgraded pavers in the driveway and lanai immediately set the tone for the quality within. Step through the elegant glass front door into an open concept living space with a split floor plan, perfect for both relaxation and entertainment. The Great room features coffered ceilings and expansive sliding glass doors that lead out to an extended lanai. Here, you'll find a heated in-ground pool that overlooks serene water views, creating a private oasis for enjoying the Florida sunshine. The main living area is adorned with tasteful tile floors, while the den/office boasts luxurious engineered hardwood floors, ideal for a comfortable workspace or cozy retreat. The heart of the home is the stunning kitchen, complete with coastal white cabinets, upgraded granite countertops, an eat-in kitchen nook, island with bar seating, walk-in pantry, gas range, and pendant lighting. The primary bedroom is a true sanctuary, featuring an en suite bath with granite countertops, dual sinks, a relaxing garden tub, and a glass-enclosed walk-in shower. Dual closets provide ample storage space, while plantation shutters throughout the home add a touch of elegance. Beyond the exquisite features of the home, Boca Royale offers a wealth of amenities for residents to enjoy. Take a dip in the community pool, play a round of golf on the 18-hole course, or hit the tennis and pickleball courts. The dog park is perfect for four-legged friends, and the remodeled clubhouse features a bar and restaurant with both indoor and outdoor seating overlooking the picturesque golf course. Located just minutes away are multiple Gulf beaches, offering endless opportunities for sun-soaked days by the water. Boating enthusiasts will appreciate the easy access to the Intracoastal Waterway and Gulf of Mexico. Additionally, the unique beach town of Englewood has many locally-owned restaurants, charming shops, and the Englewood Farmers Market, providing a true sense of community. Don't miss your chance to experience the best of Florida living in this exceptional Boca Royale home. Schedule your showing today and make this dream home yours!
Source: STELLAR #d6136029
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #d6136029
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #d6136029
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.