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107 Cinnamon Crk

Boerne, TX 78006

3 beds · 4 baths · 2,930 sqft

$695,000

$3,900/mo at 3.69% with Roam

$4,714/mo at 7% with a bank loan

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About this home

Nestled in the gated community of Ranches at Creekside, this immaculate Sitterle garden home, built in 2022, boasts 2,930 square feet of refined living space. Featuring 3 bedrooms, 3.5 bathrooms, a study, and a flex room, this home is designed for flexibility. This lock-and-leave community offers a low-maintenance lifestyle, perfect for retirees, frequent travelers, and busy professionals who prefer a low-hassle lifestyle. Upon entering, you're welcomed by an extended entryway adorned with a neutral color palette and wood-look tile that enhance the home's elegance. The open concept living space is highlighted by high cathedral ceilings and a kitchen equipped with a large island, gas cooking, double ovens, and a spacious walk-in pantry. Adjacent to the kitchen is a breakfast area, and the living area features an electric fireplace and large windows that flood the space with natural light. The spacious primary suite is complete with vaulted ceilings and an en suite that includes a skylight, a large garden tub, double vanities, a walk-in shower, and an expansive walk-in closet with built-in shelves. Each of the two additional bedrooms is well-appointed with its own ensuite bathroom. The laundry room features built-in cabinets and a sink for convenience. Step outside to a covered porch and extended patio, set within a beautifully landscaped yard, perfect for entertaining. The home also includes a 3-car tandem garage with epoxy-coated flooring, a built-in workbench, and cabinets for additional storage. Residents enjoy community amenities such as a pool, park, and playground, all within the highly acclaimed Boerne ISD. Located just minutes from downtown Boerne and free from MUD tax, this home offers both luxury and practicality in the picturesque Texas Hill Country. The buyer can opt out of the landscaping maintenance package, if they choose to do so, the HOA fees will be $210/quarter.

2,930 sqft
0.188 acres
Single Family
Built in 2021
3 car garage
Fireplace

Source: SABOR #1799715

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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Aug 11, 2025 07:39 pm
Listing agent: Staci Gahm
Listing provided courtesy of: Keller Williams Boerne (830) 816-3500
Details provided by SABOR and may not match the public record.
MLS ID: #1799715
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the San Antonio Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Everystate, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2025 San Antonio Board of REALTORS®. All Rights Reserved.
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