1009 Driftwood Dr, Siler City, NC 27344
3 beds · 2 baths · 2,586 sqft sqft
**Stunning Brick Ranch with Expansive Living Spaces & Luxury Finishes!** Welcome to your dream home-an exquisite brick ranch that effortlessly blends comfort, style, & functionality. Nestled in a serene neighborhood,this meticulously designed home offers over 2,500 square feet of living space, all on one level, ensuring ultimate convenience and ease of living. As you step inside, you're greeted by rich **wood floors** that flow throughout the open-concept layout, creating an inviting and warm ambiance. The heart of the home is the **gourmet kitchen**, a true culinary haven, featuring **stainless steel appliances**, a **gas cooktop stove**, an oversized island & sleek, modern finishes. Whether you're preparing a meal for loved ones or entertaining guests, this kitchen is sure to impress. Adjacent to the kitchen is a spacious **sun room** that bathes in natural light, offering a peaceful retreat with panoramic views of the outdoor space. Whether you're sipping your morning coffee or winding down in the evening, this serene space will quickly become your favorite spot in the house. In addition to the sun room, the home boasts **multiple flex spaces**—ideal for a home office, exercise room, play area, or anything your lifestyle demands. With these versatile rooms, the possibilities are endless! The **3 generously sized bedrooms** provide ample space for rest and relaxation, The master suite is a true retreat, featuring plenty of closet space and a peaceful atmosphere with a beautifully updated bathroom. Step outside and discover an **oversized outdoor patio**, perfect for hosting gatherings, grilling, or simply enjoying a game of basketball. The large backyard offers plenty of room for gardening, pets, or play. Convenience continues with an **adorable laundry room** that makes chores a breeze,This impeccable home combines elegance, practicality, and style, making it the ideal place to call home. Don't miss out on this rare gem—schedule your private tour today and experience all this property has to offer!
Source: TRIANGLEMLS #10063235
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10063235
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10063235
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.