9916 Villa Verde Dr, Fort Worth, TX 76179
4 beds · 3 baths · 2,917 sqft
Welcome to this stunning stone and brick home, beautifully crafted by First Texas Homes, where charm effortlessly blends with modern functionality. This 4-bedroom, 2.5-bath home boasts a brand-new roof (installed March 2025) with a 10-year warranty and an attached 3-car garage. Conveniently located near the Fort Worth Nature Center and Eagle Mountain Lake, with easy access to restaurants and shopping, this home offers both comfort and convenience. As you step inside, you're greeted by a grand foyer with soaring vaulted ceilings, leading into a spacious living room featuring a striking stone-faced fireplace. The open-concept kitchen is a chef’s dream, equipped with custom-built white cabinetry, elegant granite countertops, a large island, and sleek stainless steel appliances. Beautiful wood flooring flows throughout the first floor, adding warmth and sophistication. The primary suite, located on the main floor, includes an upgraded walk-in custom closet and an elegant en-suite bath. A gorgeous wrought-iron staircase leads to an open loft, perfect for additional living space. Upstairs, you'll find a game room and two bedrooms connected by a shared Jack-and-Jill bathroom with private vanities, ensuring both privacy and convenience. Step outside to the large covered patio, complete with custom shades for added comfort. This outdoor retreat features a stone fireplace and a breathtaking in-ground pool, creating the perfect setting for relaxation and entertainment. The spacious fenced-in yard provides privacy and plenty of room for outdoor activities. Additionally, this home features a sealed, thermally insulated attic, preventing insects and rodents, ensuring year-round efficiency and peace of mind. This home is truly a rare gem, blending modern upgrades with timeless elegance in a highly sought-after location. Don’t miss the opportunity to make it yours!
Source: NTREIS #20843861
Financials
Source: NTREIS #20843861
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.