VA loan
1 of 40
VA loan
$638,888 SIGNIN

Sign in to see required down payment for the 2.5% rate

9916 Villa Verde Dr, Fort Worth, TX 76179

4 beds · 3 baths · 2,917 sqft

Splash into a stunning opportunity – dive into summer in your very own private pool oasis! Picture warm Texas afternoons lounging by the pool in a resort-style backyard featuring a covered patio with custom shades, a stone fireplace, and a breathtaking in-ground pool — perfect for weekend BBQs. The large fenced yard offers both privacy and plenty of space to play, unwind, or entertain. With 4 spacious bedrooms, 2.5 baths, a 3-car garage, and a brand-new roof (installed March 2025) with a 10-year warranty, this home is designed for effortless living and unforgettable gatherings. Inside, you’re welcomed by a grand foyer with soaring ceilings and rich wood flooring that flows throughout the main level. The open-concept living room features a striking stone fireplace, while the chef-inspired kitchen offers white custom cabinetry, granite countertops, a large island, and stainless steel appliances — blending beauty and functionality in every corner. The primary suite on the main floor is a relaxing retreat, complete with an upgraded walk-in custom closet and a spa-like en-suite bath. Upstairs, a wrought-iron staircase leads to an airy loft, a game room, and two additional bedrooms connected by a Jack-and-Jill bathroom with private vanities for added privacy and convenience. Bonus features include a sealed, thermally insulated attic that enhances energy efficiency and keeps unwanted pests out, offering comfort and protection all year long. Ideally located just minutes from Eagle Mountain Lake and the Fort Worth Nature Center, with easy access to shopping and dining, this home is a rare find in a sought-after neighborhood. Don't miss your chance to call this one-of-a-kind retreat home — schedule your tour today before someone else dives in!

Estimated
Seller's interest rate
2.5%
7%
Estimated
Monthly payment

$2,588
$3,673
You may also save up to $333,970 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,673 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
2.5%
Remaining term
25 yrs and 8 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,588
Principal & interest
$1,837
Mortgage insurance
-
Property taxes
$161
Home insurance
$548
HOA fees
$41
Utilities
Not included

Source: Public records

Home details
Size
2,917 sqft
Lot size
0.25 acres
Year built
2020
Type
Single Family Residence
HOA dues
$41.67

Source: NTREIS #20843861

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 22, 2025 09:12 am
Listing agent: Maribel Ramos
Listing provided courtesy of: Century 21 Mike Bowman, Inc. (817) 354-7653
Details provided by NTREIS and may not match the public record.
MLS ID: #20843861
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.