98 Double Branches Rd, Tate, GA 30177
3 beds · 2 baths · 2,307 sqft
Rare Opportunity: This home comes with an assumable 2.99% mortgage—a significant savings in today’s market! Welcome to 98 Double Branches Road, a truly exceptional home designed with a custom Southern Living Shotgun house floor plan, nestled on 2.88 private acres. This 3-bedroom, 2-bathroom home blends timeless Southern charm with modern luxury and thoughtful craftsmanship. Step inside to discover a beautifully designed space featuring 9-foot ceilings throughout the main living areas, creating an open and airy feel. The highlight of the home is the primary suite, which boasts soaring 21-foot vaulted ceilings that add grandeur and sophistication to your private retreat. A stunning dual-sided brick fireplace is the centerpiece of the home, warming both the living room and dining area with its charm and elegance. The gourmet kitchen is equipped with granite countertops, custom cabinetry, stainless steel appliances, and a large breakfast bar, perfect for entertaining or everyday meals. The luxurious primary suite bathroom features a custom rock-and-tile, glassenclosed shower and dual marble-top vanities, making it a spa-like oasis. Two additional bedrooms provide ample space for family, guests, or a home office. Enjoy the serenity of your surroundings from the covered back porch, overlooking your 2.88-acre lot with plenty of room for outdoor activities or future expansion. Located just minutes from Jasper and Ball Ground, this home offers the peace and quiet of country living with convenient access to shopping, dining, and schools. With its assumable 2.99% mortgage, custom Southern Living design, and luxurious primary suite, 98 Double Branches Road is a standout property in today’s market. Schedule your private showing today—this rare opportunity won’t last long! Seller is licensed Realtor
Source: FMLS #7538853
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7538853
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.