9391 SW 71st Loop, Ocala, FL 34481
3 beds · 2 baths · 1,958 sqft
Get a free consultation call with an expert in the mortgage assumption process.
GORGEOUS GOLF FRONT HOME SITUATED ON A BEAUTIFUL LUSHLY LANDSCAPED 1/2 ACRE LOT! When you walk into this immaculate home you are immediately welcomed by stunning panoramic views of the golf course tee boxes and beautiful flowering gardens. The 1/2 acre lot is situated perfectly to give you privacy from neighbors and a split view of the golf course and treed garden area. The home features a 31 X 10 closed-in Lanai, perfect for watching the sunrise or entertaining with friends or family. The meticulously maintained inside features an open and bright floorplan with plantation shutters, rounded corners, upgraded light fixtures, ceiling fans, and insulated windows throughout. All kitchen appliances, plus the washer and dryer are only 3 years old, and all new blinds installed in the living room. Fabulous kitchen featuring granite countertops, 42-inch cabinets, soft close drawers, large breakfast bar, recess lighting, and stainless steel appliances. Luxury vinyl in kitchen, dining room, and foyer. Separate office den and spacious living room feature real wood flooring. Split bedroom plan with two roomy guest bedrooms, one with a built-in Murphy bed. Master bedroom suite features a large walk-in closet with closet organizers. The master bath has a double sink, garden tub, and walk-in shower. Inside laundry room with a utility sink and lots of storage cabinets. 2-car garage with golf cart garage and pullover screen slider. Lush landscaping surrounds this beautiful home and property! This beauty has so much to offer and is on a premier lot! One of a kind! Fantastic premier 55+ community with an 18-hole championship golf course! So many other amazing amenities! Community Pool, Clubhouse, Golf simulator, Tennis, Spa, Restaurant, PickleBall, sidewalks, Dog park, (you're allowed to put wrought iron fencing behind homes for your pets), and fitness center. So many clubs and entertainment options as well! Wonderful location! Only 15 minutes from the World Equestrian Center, known for offering great sport and good fun. Only 30 minutes from Santos Trailhead, includes 80-plus miles of single-track diverse bike trails for all levels.Only 25 minutes to Historic downtown Ocala featuring many restaurant and entertainment options. 35 minutes to Silver Springs where you can discover a variety of hiking and nature trails and glass bottom boats. Only a few minutes to Interstate 75, easy commute to Gainesville and Tampa areas. Call today for a private tour!
Source: STELLAR #G5087801
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #G5087801
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.