9391 SW 71st Loop, Ocala, FL 34481
3 beds · 2 baths · 1,958 sqft
One or more photo(s) has been virtually staged. Effortless living with golf course views in Stone Creek. Welcome to this beautiful three-bedroom, two-bath home in Ocala's desirable Stone Creek community. Offering 1,958 square feet of thoughtfully designed living space, this new listing provides a blend of comfort and style. Go inside to discover hard flooring throughout the main areas and comfortable carpeting in the bedrooms. The home features practical upgrades including a BRAND NEW ROOF, ceiling fans, quality shutters and convenient closet organizers. The kitchen shines with elegant granite countertops, creating a wonderful space for meal preparation and gathering. One of the home's standout features is the enclosed lanai, where you can relax while enjoying picturesque views of the golf course. A versatile Murphy bed adds functionality, while the laundry room includes practical cabinets for extra storage. Stone Creek offers remarkable community amenities that enhance the living experience. Just a short distance away, you'll find the stunning Stone Creek Waterfalls, ideal for peaceful walks and reconnecting with nature. Practical conveniences are also within easy reach, an ALDI grocery store is only a short drive away and families will appreciate the proximity to West Port High School. This well-maintained home combines beautiful finishes with a fantastic location, creating an ideal setting for your Florida lifestyle. At 9391 SW 71st Loop, it offers a balance of tranquility and accessibility. Don't miss your chance to make this charming property your new home so schedule a viewing today!
Source: STELLAR #OM698003
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #OM698003
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.