9289 Box Springs Mountain Rd, Moreno Valley, CA 92557
4 beds · 2 baths · 1,920 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Discover the best of California living with this unique, high-end, custom-built 1,920 sq. ft. manufactured home, built on a permanent foundation that qualifies it for conventional financing. There is no HOA fee, and fire and hazard insurance are available for this house. This hilltop home, built in late 2020, offers breathtaking city lights views at an elevation of 2,200 feet. It is privately situated on nearly 6 acres of land and comes with 9-foot-high ceilings, elegant molding throughout, and reinforced flooring. Three acres are fully fenced for privacy. This rare retreat combines modern luxury, tranquility, and security—all while being conveniently close to essential amenities. Located on a quiet cul-de-sac next to Box Springs Mountain Reserve Park, the preserved land on the west side ensures no future developments next door. This property features four generously sized bedrooms with high-quality carpeting for comfort and beautiful tile flooring throughout the rest of the home. Enjoy an open-concept living area filled with abundant natural light, fireproof windows for added safety, and fire sprinklers throughout every bedroom and living space. This all-electric home includes a 240V fast-charging outlet, an RV hookup, and high-efficiency insulation in the walls, ceilings, and floors. A private 1,500-foot-deep well with a 5,000-gallon galvanized holding water tank with fire department connection makes it reliable and self-sufficient, along with a 1,500-gallon concrete septic tank. Prime location: Despite its peaceful and secluded setting, this home is just minutes from schools, gas stations, emergency services (including the fire department), and shopping centers such as Sprouts, Costco, Home Depot, Lowe’s, and more. This is more than just a home—it offers the perfect balance of seclusion and accessibility. Don’t miss out on this incredible opportunity!
Source: CRMLS #IV25067451
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #IV25067451
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.