914 S Grade Rd, Alpine, CA 91901
4 beds · 3 baths · 2,046 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Come home to Alpine! Views galore and plenty of room and parking to host the family get-together. The remodeled kitchen is open, light, and has plenty of storage. The living room has a wood-burning fireplace with a heatilator. 4 bedrooms upstairs and the primary suite has a private bath and balcony with views of the property, mountains and beyond. The downstairs bonus room is close to the pool and could be used as a granny flat/guest quarters/studio rental since it has a private bath and a private entry. The pool has been recently updated with a new pump/filter and re-plastered. The roof was recently replaced. Dual pane windows throughout. The outside spaces are charming with lots of entertaining options and a lovely pool area. 14 citrus trees (orange & lemon), 1 apple, 1 pear, 1 apricot and zoned A70 in case you're the farming type. Room for horses, chickens, goats and other critters in the fenced-in backyard. Also, road access to the backyard if you ever want to put an ADU on the property and have a separate entrance. There is a storage building plus a gated flat area to park toys or an RV. The house is designed to enjoy outside.....
Source: CRMLS #PTP2500296
Source: CRMLS #PTP2500296
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.