VA loan
1 of 41
VA loan
$730,000 SIGNIN

Sign in to see required down payment for the 3.75% rate

913 Buckhurst Dr, Spring Hill, FL 34609

5 beds · 5 baths · 3,802 sqft

Indulge in the epitome of luxury living in this fully renovated 5-bedroom, 5-bath home with an oversized loft! Nestled on a sprawling .66-acre lot within the confines of a lovely gated community in beautiful Spring Hill, Florida. This magnificent residence showcases unparalleled craftsmanship and attention to detail, making it a true gem in the neighborhood. As you step inside, you'll be greeted by a grand foyer that sets the tone for the opulence that follows. The open and airy layout seamlessly connects the living spaces, ensuring a harmonious flow for both everyday living and entertaining. The gourmet kitchen is a chef's dream, boasting high-end appliances, in wall, double oven, custom cabinetry, a center island, and elegant finishes that will inspire your culinary endeavors. With five generously sized bedrooms, each featuring its own ensuite bathroom, this home offers the utmost in comfort and privacy for your family and guests. The den provides an ideal space for a home office, library, or flex room to suit your needs. Step out into your private oasis and discover the expansive .66-acre lot, complete with lush landscaping, a sizable lanai, and plenty of room for a sparkling pool. It's the perfect setting for outdoor enjoyment and relaxation. This exceptional property is located within a gated community, providing security and tranquility, while still being conveniently close to local amenities, top-rated schools, and recreational facilities. This is not just a home; it's a lifestyle upgrade that combines elegance and comfort in one stunning package. Schedule your private tour today to experience the grandeur of this exquisite 5-bedroom, 5-bath home in Spring Hill, Florida. Don't miss the opportunity to make it your own!

Estimated
Seller's interest rate
3.75%
7%
Estimated
Monthly payment

$4,175
$5,382
You may also save up to $389,605 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $5,382 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
3.75%
Remaining term
26 yrs and 11 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$4,175
Principal & interest
$3,022
Mortgage insurance
-
Property taxes
$411
Home insurance
$663
HOA fees
$78
Utilities
Not included

Source: Public records

Home details
Size
3,802 sqft
Price per sq ft
$203
Lot size
0.66 acres
Year built
2018
Type
Single Family Residence
HOA dues
$78.33

Source: STELLAR #TB8315532

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 23, 2025 09:54 am
Listing agent: Matthew Christian (954) 591-2851
Listing provided courtesy of: TRINITY REAL ESTATE GROUP, LLC (813) 530-2061
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8315532
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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