913 Buckhurst Dr, Spring Hill, FL 34609
5 beds · 5 baths · 3,802 sqft sqft
Indulge in the epitome of luxury living in this fully renovated 5-bedroom, 5-bath home with an oversized loft! Nestled on a sprawling .66-acre lot within the confines of a lovely gated community in beautiful Spring Hill, Florida. This magnificent residence showcases unparalleled craftsmanship and attention to detail, making it a true gem in the neighborhood. As you step inside, you'll be greeted by a grand foyer that sets the tone for the opulence that follows. The open and airy layout seamlessly connects the living spaces, ensuring a harmonious flow for both everyday living and entertaining. The gourmet kitchen is a chef's dream, boasting high-end appliances, in wall, double oven, custom cabinetry, a center island, and elegant finishes that will inspire your culinary endeavors. With five generously sized bedrooms, each featuring its own ensuite bathroom, this home offers the utmost in comfort and privacy for your family and guests. The den provides an ideal space for a home office, library, or flex room to suit your needs. Step out into your private oasis and discover the expansive .66-acre lot, complete with lush landscaping, a sizable lanai, and plenty of room for a sparkling pool. It's the perfect setting for outdoor enjoyment and relaxation. This exceptional property is located within a gated community, providing security and tranquility, while still being conveniently close to local amenities, top-rated schools, and recreational facilities. This is not just a home; it's a lifestyle upgrade that combines elegance and comfort in one stunning package. Schedule your private tour today to experience the grandeur of this exquisite 5-bedroom, 5-bath home in Spring Hill, Florida. Don't miss the opportunity to make it your own!
Source: STELLAR #tb8315532
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8315532
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8315532
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.