910 N Alder Ave, Tucson, AZ 85705
3 beds · 2 baths · 1,500 sqft
Charming Home in the Heart of Tucson!Welcome to 910 N Alder Avenue, a beautifully updated residence nestled in a vibrant neighborhood. This 3-bedroom, 2-bathroom home boasts a spacious layout with all new flooring, cabinets, lighting, and appliances.As you enter, you'll be greeted by a light-filled living area featuring large windows and modern finishes. The updated kitchen includes stainless steel appliances, ample cabinetry, and a cozy dining area.The master suite offers a private retreat with an en-suite bathroom and plenty of closet space. Two additional bedrooms provide flexibility for guests, a home office, a craft room, etc. Step outside to an expansive backyard, ideal for outdoor gatherings, gardening, or simply relaxing under the Arizona sun. The property also includes a front patio and garden area, as well as alley access through the backyard. Conveniently located near local shops, restaurants, and parks, this home provides easy access to all that Tucson has to offer. Don't miss your chance to make this charming property your own!
Source: SOUTHAR #22425421
Interest rate and monthly payment estimated based on public records.
Source: SOUTHAR #22425421
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.