910 Lumina Ave S, Wrightsville Beach, NC 28480
5 beds · 6 baths · 4,800 sqft
Breathtaking Contemporary Masterpiece with Panoramic Coastal Views. Experience the ultimate in modern coastal living in this stunning Contemporary home designed by renowned architect John Parker and maintained by top builder Konrady and Sons. Flooded with natural light and offering panoramic views of the ocean, Inlet, and Intracoastal Waterways, this one-of-a-kind property has been featured in Salt Magazine, Wrightsville Beach Magazine, and showcased on the Modern Architecture Tour. Meticulously custom-designed, this 5-bedroom, 5.5-bath home boasts a reverse floor plan to maximize the jaw-dropping water views from every window and deck. Each room is a testament to minimalist elegance, with spacious closets and built-ins seamlessly blending form and function. A striking glass elevator leads to a grand living room featuring soaring cathedral ceilings—a perfect setting for both intimate gatherings and large-scale entertaining. Throughout the home, exquisite White Oak hardwood floors complement the California-chic open layout. The top-floor loft, ideal for a home gym, office, or second living area, includes a sleek Murphy bed and the innovative Raydoor sliding wall system, adding versatility to this already remarkable space. Outdoor living is elevated to an art form with multiple decks, both covered and sun-soaked, offering the perfect vantage points to enjoy the spectacular coastal vistas. The fully enclosed garage provides ample storage for paddleboards, kayaks, surfboards, and more, along with abundant parking. A mudroom, covered outdoor shower, and convenient boardwalk pathways complete the functional yet luxurious outdoor spaces. Relax in your heated saltwater swimming pool or unwind in the hot tub, all while listening to the sounds of the ocean from your own slice of paradise on Wrightsville Beach's coveted south end. This home is not only beautiful but also eco-conscious, equipped with solar panels, an electric car charger, Armor Shield window protection, remote control shades, Anderson sun-shield windows, and a water softener system every detail carefully considered to enhance both efficiency and comfort. Every inch of this remarkable residence has been thoughtfully designed to provide an unparalleled living experience. Don't miss the opportunity to own one of Wrightsville Beach's most iconic homes.
Source: NORTHCAROLINAREGIONAL #100462193
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100462193
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.