89 Heron Ln, Occoquan, VA 22125
4 beds · 4 baths · 2,533 sqft
Welcome Home! This beautifully updated 4-level townhome in Occoquan offers the perfect blend of charm, convenience, and modern updates. Featuring 4 spacious bedrooms, 3.5 baths, and a large 2-car garage, plus a driveway that accommodates up to 2 additional vehicles, there’s plenty of room for everyone. Step inside to fresh new paint throughout and updated flooring on the bedroom level, adding a fresh and stylish touch to the home. The layout provides both openness and privacy, making it ideal for entertaining or relaxing. Location? Unbeatable. You’re just a short walk to Historic Occoquan and the VRE, with easy access to I-95, a commuter lot just blocks away, and less than 2 miles to the Woodbridge VRE/Amtrak station. Whether you’re heading to Washington D.C., Fort Belvoir, Potomac Mills, Quantico, or Prince William Forest National Park, you’ll appreciate how effortless your commute can be. And let’s talk about the setting—where else can you feel like you live in a Hallmark movie town, be right on the river, and still have instant access to everything you need? This is more than just a home—it’s a lifestyle. Schedule your showing today!
Source: BRIGHT #VAPW2088712
Source: BRIGHT #VAPW2088712
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.