8823 Hideout Bnd, San Antonio, TX 78254
5 beds · 5 baths · 4,051 sqft
The builder can't beat this price! VA Assumable Loan at 4.62%! 5 bedrooms, 4 full bathrooms plus a half bath, an office, two dining spaces, two living areas, plus a media room AND a 4 car garage!!! Discover refined elegance add modern comfort in this stunning two-story home, designed to impress from the moment you step inside. A breathtaking 20-foot rotunda ceiling welcomes you into a thoughtfully designed layout, featuring a private library/ Office with French doors and a sophisticated formal dining room. The spacious family room, adorned with a striking cast stone fireplace and a wall of windows, bathes the space in natural light while showcasing the beauty of the outdoors. Culinary enthusiasts will love the gourmet kitchen, complete with a generous island with built-in seating, a walk-in pantry, and a Butler's pantry- perfect for entertaining. The private master retreat is a true sanctuary, highlighted by a curved wall of windows and a spa-like en-suite bath featuring a luxurious garden tub, a separate glass-enclosed shower, dual vanities, and two oversized walk-in closets. A conveniently located downstairs guest suite with a full bath and walk-in closet provides an ideal space for visitors or multigenerational living. Upstairs, a spacious game room flows seamlessly into an adjoining media room, setting the stage for endless entertainment. Secondary bedrooms are thoughtfully arranged with a jack-and-jill bath and a linen closet for extra storage. Step outside to an extended covered patio, offering the perfect setting for relaxation and outdoor gatherings. The outdoor area has been upgraded with screens year round enjoyment. A mudroom off the four-car garage adds convenience and organization to daily life. This home comes with over $50000 in upgrades throughout the house. Nestled in the highly sought-after Alamo Ranch Area, this home offers easy access to premier shopping and dining at The Shops at La Cantera and The Rim, as well as outdoor adventures at Government Canyon State Natural Area. Families will appreciate the proximity to highly rated schools and neighborhood amenities, while military personnel will find a quick commute to nearby Joint Base San Antonio (Fort Sam Houston, Lackland AFB, and Randolph AFB). Experience luxury living with the perfect blend of style, function, and unbeatable convenience. This exceptional home is waiting to welcome you!
Source: SABOR #1845697
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: SABOR #1845697
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.