8615 Arthur Hills Cir, North Charleston, SC 29420
4 beds · 4 baths · 3,800 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 8615 Arthur Hills in the beautiful gated golf course community of Coosaw Creek Country Club! This home is priced right and gives you the perfect opportunity to put your finishing touches on it and truly making it your own. Upon entering from the large front porch, a perfect spot to relax, to your left will be the formal living room. Step down from here in to the family room complete with a fireplace and access to the sunroom. Overlooking the family room is the kitchen which offers a large eat in area, desk space, ample cabinetry and a pantry. The dining room is a great size, perfect for entertaining. The primary bedroom is also on the first floor and gives you access to the back deck, multiple closets and a bathroom with dual sinks, separate shower and tub. Look out back fora relaxing view of your built in pool and pond views. It's your own private oasis! Head upstairs where you will find two large bedrooms with a full bath in the hall. Then down the hall is a great flex space, that would make a perfect home office. Off of this room is a walk up attic! The storage in this home is amazing! Continue down the hall to a huge bonus room, with multiple closets off of it, including a beautiful cedar closet, its own full bathroom. Off of this room is another large room that could serve as an additional bedroom or flex space. The possibilities are endless! You'll never struggle to find storage in this home! Coosaw Creek is a great place to live! The neighborhood has 24 hour 7 day a week gated security, unlimited golf for all household members, and the location, wow...close to it all! Boeing, Bosch, AFB, Mercedes, Volvo are all a short drive away. Come live the good life in a golf course community that has tons of activities and events, great food in the restaurant, great community pool with an award winning swim team, tennis courts, pickle ball courts and the most beautiful golf course you'll ever play on! Located in the Dorchester District 2 school zone, your high school student can walk to school! This neighborhood has gate entry to the campus. Also in walking distance is a brand new public library and aquatics center!! Don't miss your chance to make this house your dream house!
Source: CTAR #25005324
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CTAR #25005324
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.