8422 Golden Aspen Ct, Springfield, VA 22153
4 beds · 3 baths · 2,885 sqft
Get a free consultation call with an expert in the mortgage assumption process.
SATURDAY 1-3PM. Welcome to 8422 Golden Aspen Ct, a beautifully updated home tucked away in the sought-after Greenwood Estates neighborhood of Springfield. From the moment you step inside, you’ll be greeted by a fresh and inviting atmosphere. The heart of the home is the gorgeously remodeled kitchen, featuring a gourmet island that’s perfect for entertaining, sleek stainless steel appliances, recessed lighting, and an open flow into the dining area. The spacious front living room offers versatility—whether you envision a cozy spot for movie nights or a more formal sitting area. Step into the open-concept family room, where a classic brick fireplace and charming beamed ceiling create the perfect backdrop for gatherings and everyday living. Convenience is key with a main-level laundry room and easy flow throughout. Upstairs, the large primary suite boasts dual closets and a tastefully updated en-suite bathroom. Three additional bedrooms provide ample space for family, guests, or a dedicated home office. The finished lower level offers endless possibilities—whether you need an additional lounge area, a fun-filled playroom, a dedicated home gym, or a combination of all three. Plus, there's plenty of storage space to keep everything organized. Step outside to your private backyard oasis featuring a rare, flat fenced yard, lush green grass, and a spacious patio—perfect for summer barbecues or relaxing with a good book. Commuters will love the prime location, just steps from the express bus lot, slug lines, and minutes to the Franconia-Springfield Metro and Burke VRE. Outdoor lovers will appreciate the proximity to Burke Lake Park, with its scenic trails, picnic areas, and golf. Don’t miss your opportunity to call this incredible property home—schedule your tour today!
Source: BRIGHT #VAFX2233340
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2233340
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.