8422 Golden Aspen Ct, Springfield, VA 22153
4 beds · 3 baths · 2,885 sqft
Welcome to 8422 Golden Aspen Court, a superbly updated Bromley model in Springfield’s highly desirable Medford Leas. This home is light, bright, and modern throughout with updated floors, paint, and fixtures! The welcoming foyer leads to an entertainer's kitchen that was exquisitely re-imagined in 2019 around a huge 11-foot center island with countertop seating and tons of storage! This kitchen has every wish list item including stylish quartz counters and backsplash, dimmable lighting, elegant white cabinetry, tasteful matte-black hardware, stainless appliances, and a deep sink with swan-neck faucet. A beamed ceiling in the family room overlooks a classic fireplace with a brick surround and detailed wood mantel. Step out from the family room - you’ll love the flat, fenced-in backyard (it was re-graded in 2020) with its beautifully shaped stamped concrete patio and view of trees and woodlands. It is the perfect private backdrop for your summer soirees or simply relaxing. The oversized two-car garage leads into a spacious laundry room with a utility sink and large closet. Upstairs, four generously sized bedrooms have ceiling fans and plenty of closet space. Upstairs bathrooms were fully remodeled in 2025. The hall bath has a ceramic tile floor, quartz-top vanity, matte-black fixtures and floor-to-ceiling tile in a subway pattern in the shower. The owner’s suite has 3 large windows, two closets and a vanity room leading into an updated bath that features a fashionable frameless sliding shower door. The lower level features a rec room with lots of recessed lighting and a huge storage room with plenty of space for many imaginative uses. In 2021 the HVAC was replaced and the driveway was expanded to accommodate up to 4 cars! Medford Leas is in an outstanding location close to the Fairfax County Parkway, Metro, South Run Rec Center, the Springfield and Kingstowne Town Centers and more! It is also part of the highly sought-after West Springfield High School district. also note VA ASSUMABLE LOAN at 2.75%
Source: BRIGHT #VAFX2225644
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2225644
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
