835 Hibernia Forest Dr, Fleming Island, FL 32003
3 beds · 2 baths · 1,642 sqft
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Don't sleep on this beautifully newly remodeled home in the desirable Fleming Island community. This charming brick home offers a perfect blend of modern amenities and tranquil outdoor spaces, making it ideal for those seeking comfort, convenience, and style. As you enter the home, you'll immediately notice the high-quality finishes and thoughtful upgrades throughout. The spacious living areas are adorned with tile flooring, creating a seamless flow from room to room. The gourmet kitchen is a standout, featuring stunning granite countertops paired with marble backsplash, stainless steel appliances, and ample cabinet space for all your culinary needs. The open-concept living and dining areas are perfect for entertaining, with plenty of natural light and space for family gatherings or hosting friends. Step outside to your very own backyard oasis, designed with relaxation and entertainment in mind. The saltwater pool is the focal point of the outdoor space, complemented by a beautiful stone seating area and a hand-built waterfall. This serene setting is ideal for entertaining guests or simply unwinding after a long day. For those who love outdoor living, the backyard also features fruit trees, including tangerines and oranges, providing a refreshing and natural touch to the landscape. Kick your feet up and water the lawn with full sprinkler system for the entire yard! Whether you're hosting a summer barbecue, lounging by the pool, or enjoying the tranquility of the surrounding greenery, this backyard is sure to be a favorite retreat. This home is not only about beauty but also functionality. The laundry room is perfectly designed for ease of use, and the large master bedroom shower is a luxurious touch. The home features a fully functioning security system, giving you peace of mind, and the recently added spray foam insulation in the attic helps to keep the house cool during the hotter months, ensuring energy efficiency and comfort. This property has an artesian well, you'll have access to a sustainable water source with no water bill! The driveway is equipped with an RV hookup and an AMP RV plug, making this home perfect for those who enjoy RV travel or need extra space for parking and storage. The AC unit and roof are both newer (under 4 years old), providing you with years of reliable service, and the garage has been freshly painted, giving it a clean, polished look. Located just a quick 20-minute drive from NAS Jacksonville, this home offers the convenience of easy access to work, shopping, dining, and more while maintaining a peaceful, residential feel. With so many upgrades and features go out and check this gem out ASAP! This home is truly must-see. From the remodeled kitchen and updated bathrooms to the outdoor oasis and functional spaces throughout, it's the perfect place to call home. Don't miss your chance to see this stunning property schedule your private tour today!
Source: REALMLS #2077622
All values shown are estimated costs / mo.
Source: Public records
Source: REALMLS #2077622
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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