805 Walden Dr, Franklin, TN 37064
5 beds · 5 baths · 5,472 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to a rare opportunity to own a beautifully designed home in one of Franklin’s most walkable and desirable communities! This spacious 5-bedroom, 5-bath home is perfectly positioned just steps from Downtown Franklin, with direct access to walking trails that connect to Harlinsdale Farm and the brand-new Bicentennial Park. Enjoy the neighborhood's community pool, sidewalks, and peaceful pond, all designed to complement a vibrant, active lifestyle. Step inside this beautifully built home and experience timeless craftsmanship paired with modern updates. The main level features sand-and-sealed hardwood floors, a stunning two-story foyer, and a thoughtful layout with both the primary suite and a guest bedroom on the first floor. The primary suite is a serene retreat with a spa-like updated bath and custom finishes. The designated office with French doors is perfect for remote work or study, while the formal and informal living areas showcase beautiful moldings, elegant finishes, and abundant natural light. The kitchen has granite countertops, stainless steel appliances, eat in nook (bay window) and is open to the living space, ideal for everyday life and entertaining. The living room has vaulted ceiling, custom built in cabinetry and a gas fireplace. Upstairs offers three spacious bedrooms and two full baths, along with dual staircases for added convenience and flow. The finished basement provides flexible living space perfect for in-laws, guests, or a media/game room setup. Step outside to a lovely, landscaped backyard, perfect for relaxing or entertaining. A rare 4-car garage completes the package, offering ample space for vehicles, storage, or hobbies. This home delivers not just space and quality—but an unparalleled Franklin lifestyle in a location where community, nature, and small-town charm are right outside your door.
Source: REALTRACS #2867717
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: REALTRACS #2867717
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.