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804 N Willow St, Pauls Valley, OK 73075
4 beds · 3 baths · 2,464 sqft
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Two Homes for the Price of One! Nestled on a picturesque, tree-lined street in the heart of downtown, this unique property sits on a desirable corner lot and offers incredible value. The main home welcomes you with an expansive covered front porch—perfect for relaxing and enjoying the neighborhood charm. Inside, the bright living room features beautiful original hardwood flooring, large windows with elegant plantation shutters throughout, and plush carpet in the bedrooms for added comfort. The spacious dining room sets the scene for memorable family gatherings. The kitchen offers ample cabinetry and comes fully equipped with all appliances. Just off the kitchen is a separate utility room and the back door that leads out to a charming wood deck, enclosed within a pristine white vinyl fence. The main home features include two bedrooms, 2 full baths, crown molding throughout, a large bonus room that could be used as another bedroom or office, and a recently updated central heating and air system. Two utility buildings are also included for extra storage. The home also has a full sprinkler system, new pergola off the back deck and a new freestanding carport. Adding to the appeal of this property, the second home is absolutely charming. It is a 1 bedroom, 1 bath home with a full kitchen and laundry room. It has been recently updated and would be ideal as a guest house or rental property. The entire property is being sold together as one parcel and offers a fantastic location within walking distance to a beautiful park, recreation center with a water park, schools, and churches. The refrigerator, washer and dryer to stay with main home. New roof installed Oct. 2024 Don’t miss this incredible opportunity—schedule your showing today!
Source: MLSOK #1157656
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MLSOK #1157656
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.