790 Riverwood Pass, Dallas, GA 30157
4 beds · 3 baths · 2,033 sqft
Get a free consultation call with an expert in the mortgage assumption process.
COME BY & CHECK THIS HOME OUT SATURDAY FROM 2 UNTIL 4 PM!!! Perfect for any family desiring a 1-LEVEL home in an outstanding community. Nearly New Construction with beautifully designed high-end finishes — Move-in ready with technology and energy-efficient upgrades, including High-speed internet enabled, video doorbell, and smart lighting controls. Nestled in one of the most desired & sought-after communities, Riverwood Club. The neighborhood fosters a strong sense of community with planned events through out the year with a plethora of amenities. Just minutes from Publix, Costco, and too many shopping and dining options in Hiram and Marietta to mention, this home is also a short drive to Kennesaw Mountain, Parks & trails such as the Silver Comet Trail. ....................................................................................................................................................................................................................... Step into this meticulous ranch residence that radiates life, warmth and comfort. This Everett floorplan designed with an abundance of natural lighting & luxury vinyl plank floors throughout main living areas. This gem comes fully equipped with an in-law suite tucked away from the other bedrooms and would also be perfect for a private office. If you enjoy entertaining, say less, the 42" white cabinets complete this gourmet kitchen with stunning quartz countertops are truly the chefs kiss. Enjoy the double wall oven & microwave combo, stainless steel appliances with a gas stove top and a walk-in pantry that gives you all the function one needs. A large island with quartz countertops serves as a perfect gathering spot, seamlessly flows into the spacious family room, where your family can congregate & sit around the cozy gas fireplace. End your evening in your relaxing spacious primary suite with a luxury primary en-suite. The large primary closet has storage space for days and leads directly into the laundry room with common area access as well. Mornings start and nights end in the screened-in back porch with your drink of choice which seamlessly transitions onto the back patio with a completely fenced in backyard to create your own backyard oasis for the privacy that you desire. The community itself boasts plenty of amenities, such as a top of the art meticulously designed clubhouse, a fitness center, a Junior Olympic pool, 30 new pickleball courts. Don't miss out on your perfect forever home call or text us for a private tour!
Source: FMLS #7561676
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7561676
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.