790 Riverwood Pass, Dallas, GA 30157
4 beds · 3 baths · 2,033 sqft sqft
****My owners told me to tell you they are MOTIVATED**** because they are relocating and I'm looking for another family so I won't be lonely. I have been loved and taken care of since the day I was born 3 years ago. I am a one level home nestled in the back of one of the most coveted communities in Dallas. I have many great assets to which I will proudly boast such as 4 bedrooms and 3 full baths with an open floor plan. My front bedroom was used as an office that gives great views of the neighborhood, my second bedroom has a large walk-in closet, and my third bedroom offers privacy as it is tucked away with an en-suite. I also have a full bathroom in the hall. Saving the best for last, my primary suite has a large soaker tub, double vanity, and a frameless shower door with custom soothing riverstones on my floor. Add to that, there's a huge walk-in closet with a bonus door that leads into the laundry room. No more having to walk down the hall with your laundry. My kitchen has a cook-top, a built-in oven, dishwasher, refrigerator and a separate microwave. I have plenty of kitchen counter space, cabinets, an island, and a custom made large cabinet that can be used as a coffee bar/beverage bar/or whatever serves your purpose in the dining room. I have a gas fireplace and a wonderful natural wood mantle just waiting to hang a large television above it. I also have a front porch, and screened-in back patio w/mounted television, and a fenced in backyard, great for your family gatherings! We have this great clubhouse that has pickleball courts, a junior Olympic size pool, a gym, library, restrooms, a playground, and a gazebo. The clubhouse is available to rent as it has a full kitchen, a cozy den, a large open space all furnished beautifully. There's a balcony overlooking the pool with additional separate rooms to host meetings or have a game night. You will fall in love with me and make this your new home. I can't wait to meet you.
Source: GAMLS #10409051
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10409051
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10409051
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.