VA loan
1 of 21
VA loan
$249,000 SIGNIN

Sign in to see required down payment for the 2.75% rate

7536 Roland Ct, New Port Richey, FL 34654

2 beds · 2 baths · 1,225 sqft

Welcome to this beautifully updated 2-bedroom, 2-bathroom, end unit villa with a 1-car garage! From the moment you step inside, you’ll know—this is the one. New vinyl plank flooring flows seamlessly through the foyer, living room, kitchen, and screened porch, complementing the freshly painted interior. (And with the HOA recently painting the exterior, it’s move-in ready!) High ceilings enhance the spacious feel, while two inviting outdoor areas offer the perfect spots to unwind—one featuring a hammock for soaking up the sun and the other a versatile screened porch, perfect for entertaining. The fully renovated kitchen boasts white shaker cabinets, stunning quartz countertops, a stylish tiled backsplash with custom under-cabinet lighting, stainless steel appliances (including a double oven), a walk-in pantry, and plenty of space for casual dining. Nearby, a large laundry closet with a washer and dryer adds convenience. The primary suite is spacious, featuring plush high-end carpeting, a walk-in closet, and an updated en-suite bathroom with all-new fixtures. The guest bedroom is equally impressive, offering generous closet space and easy access to the second bathroom that also has new fixtures & fittings. Even the garage has been upgraded with an epoxy-coated floor, an automatic door opener, and space for an extra fridge (which stays!). Additional updates include new lighting, ceiling fans, and a recently installed A/C system, as well as 6 Blink security cameras, 5 motion spot lights, window & door alarms, and very nice walkway lighting to show off your new home, even when it’s dark. Located just minutes from top-rated schools, medical facilities, dining, shopping, airports, golf courses, and world-class beaches, this villa truly has it all. If a villa is on your wish list, look no further—this is your new home. Schedule your showing today!

Estimated
Seller's interest rate
2.75%
7%
Estimated
Monthly payment

$1,312
$1,722
You may also save up to $129,645 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,722 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
2.75%
Remaining term
26 yrs and 4 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,312
Principal & interest
$734
Mortgage insurance
-
Property taxes
$101
Home insurance
$226
HOA fees
$250
Utilities
Not included

Source: Public records

Home details
Size
1,225 sqft
Lot size
0.09 acres
Year built
1997
Type
Townhouse
HOA dues
$250.00

Source: STELLAR #TB8349694

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 23, 2025 02:44 am
Listing agent: Dean Newell (727) 251-7100
Listing provided courtesy of: EXP REALTY LLC (888) 883-8509
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8349694
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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